Hi all. I am new to this forum also. I live in the UK and spend my spare time looking at the differences in the property markets in different countries. As a UK property investor we have obvioulsy seem some hard times but my main philosophy at the moment is to hang on to my investment properties as I have seen a lot of people panic as prices have gone down and sold out for very low prices. My belief is that as long as you can afford to hang on to your properties then the prices will come back! Anyway, am really enjoying reading the forum and look forward to more! Thanks. Martin