Hi Everyone
Thanks for the advise and tips.
Regards
Martine[exhappy]

Hi All
I have read the sites, looked up hybrid and discrtionary trusts and totally confused as to which is the right thing to do, may I just ask do all property investors have trusts or companies to protect their assets or are there investors out there that just purchase properties in their own names then claim the properties on their own taxes?
I…[Read more]

Thanks all
I will look up the topics and site that you suggested and research a little more.
Regards
Martine[blush2]

Thanks Monopoly and Kiwi Fulla

This now makes more sense, Kiwi Fulla what is the name of the software and where do I get it from.

Regards
Martine[cap]

Hi Ker
Interest free homne loan is a very hot topic on the forum, you need to have a look in the finance section of the forum. The discussions are about Derivex who is the company offering the interest free home loans. Simon Mack posted an answer to your question he is an agent for the interest free home loan and I am sure he would be able to…[Read more]

Welcome Lionheart2000
I am new to the investing scene also, but what I have read in Steve’s books and in some others is that positive cash flow properties are not found they are created.
I believe from what I have read that you could buy a property that doesn’t meet all the criteria but with a little effort such as a fresh coat of paint or change…[Read more]

Thanks everyone for your advise, I have read my contract again and then contacted my lender,yes there is a penalty if I pay off the loan early, about $15000, but hey if interest free loans are the way to go and I am able to refinance what is $15000 when you are saving over $300000 on a 30 years loan.
Need to find out more about these interest free…[Read more]

Thanks John and Terry
I do have lots more to learn.

The prices in the area have doubled in the past 10 years not much I suppose, but still a small CG.

I would have the property thoroughly assessed before making an offer just to make sure that all is well with the property and that there are no hidden problems which could end up costing a…[Read more]

Lisa
Congratulations and hope that all your dreams come true, I too have stepped out of my comfort zone like you and now I have a lot to learn to achieve my dreams but I am sure if we stick to it we will succeed.
Martine

Thanks Steven
I will contact them as well as look at their website.
Martine[cap]

“I will achieve!”

Thanks all for your feedback, I guess I still have lots more to learn, but every little step takes me closer to my goal
So thanks again for your help
Martine[cap]

I live in a town with only 2500 population the town is over 100 years old and close to the old mines, there is no industry in our town and limited industry in the next town, the closest largest town is over 1 hour away.
Our town is a popular area and the rental properties have good returns and if I could find a cf+ in my town I would buy it so in…[Read more]

Hi Sonja
The plan is not to sell but build another rental home on the block, this is the reason why I want to release the title so I can obtain another loan.
Thanks Martine[cap]

Thanks Steven
I appreciate your assistance, I will review the loan docs to see where I stand with these.
Martine

Thanks Calvin@34
I appreciate your help, I will post in Financial
Martine

Hi Tools
The best I am currently completing a real estate agents course in Victoria for my own interest and in the documentation they state that minot disputes are settled by Consumer affairs victoria and they will alert the agent of the problem and how it can be recified, and they will continue to monitor the agents practices. The other…[Read more]

Hi there Jumbo 123
I looked at Valley kit homes to build one on my land when I investigated I foudn that the price did not include the flooring or the stumps, so make sure that when you get a quote it includes these bits. My sister built a kit home on her land, it was not a valley kit home, but once again did not include the stumps. Hope this…[Read more]

Hi Steve
Just thought that I would add to your comment on the CBA, the westpac is also cutting down on the number of points earned for every dollar as from 1st July you will only earn 1 point for every 2 dollars spent, and they are going to increase the annual charge for having the credit card.
So less points at more cost, time to look…[Read more]

Hi Dean
Hope this will help you in your plight for the game cashflow 101 or 202, the game is one of Robert Kiyosaki’s and he has a web site at http://www.cashflowtech.com
The price is around $300 for cashflow 101.
There is also a cashflow education centre in Australia and they can be contacted on 1800 676991 or email…[Read more]

Hi Steve,
I have signed the contracts, but the deal with the credit union was to construct 2 homes one on the first block that we bought and the other home on the block we have just purchased.
The plan was to start building on the most recent purchased block as the rental demand is much higher in this area whereas the other area may only rent in…[Read more]