Thanks for the help so far.
To GP, I haven’t started my investment empire yet – so want to get it right from the start. It sounds like trusts are the way to go, not company. Thanks Derek for the book tip – will follow it up. Anyone know a trust savvy accountant in Brisbane (preferably northside?)
Marli

Hi John
Its not so much my tax that I want to reduce – but exactly the problem you say you will get to if you don’t take the loan out in a trust name. Boy I’m really envious that you are only 25 and know about forming a trust structure – how do I do that by myself and is it complicated/cost much?
Marli

From a novice’s point of view, there seems to be 2 ways of approaching this – from the unemotional, investor ie sell; or 2nd from the angle of giving something to your in-laws. Have you asked what they want to do? Maybe they want to downsize? Maybe if you discuss your dilemma with them they can help you come up with a solution?
Marli