Hi All,

The investment property (left from her father) is going to be split between her and her sister and its only valued at around $300k ($150k each). Obviously… its valued at more than the FHOG but there are other considerations such as stamp duty to consider.

Stamp duty + FHOG would be a loss of $18k ($500k property) + $7k = -$25k x 2 = $50k

Really couldn't care less which option is the better of the two, the point of the question is to get the best of both. I wouldn't throw away $25k. If somebody said there was a way to get $350k instead of $300k I'd take that deal any day..

Can a trust be established so that her and her sister won't loose the benefits of obtaining their own properties in the future? I haven't dabbled in property for a while but I believe this could be done using a discretionary trust / unit trust and the use of corporate beneficiary.

Appreciate responses from people who know more about property then I do.

Cheers