Hi – we are going bamboo downstair in our PPOR. Upstairs has floorboards under the carpet. We are going the wider board – seem to get more play on the wood tones imho. Definately half the price of real floorboards and is a 2 day process versus 4 weeks for the real floorboards. We have pets so the toughness of the bamboo was paramount for us

sorry this is going to be PPOR – my gf bought in Seaford at the start of the year when prices were still high and hers is positive.Ours was tenanted at $275 a week but needs modernising – the previous owner purchased for $265k 2 years ago and we got it at $284k settlement within the week

Don't know much about Salisbury – haven't been there is almost 20 years. But think Frankston is a good option (certain areas – south) – a huge marina is about to start being built end of this year.We just bought in Seaford which is the next suburb back towards Melbourne – 2 bedroom townhouse across the road from the beach, walking distance to…[Read more]

We couldn't get a loan through ING because of mortgage insurance and my husband not being in his current trade for 2 years (this is his third trade qualie and has never been unemployed). However our lovely broker (thanks Richard) insisted we go through a top 4 bank and we got the loan. Apparently the top 4 have bigger clout over the mortgage insurer.

you can pick up flights so cheap now I wouldn't buy sight unseen too risky with the amount of money at stake

this maybe usefulhttp://www.fairtrading.nsw.gov.au/Tradespeople/Home_warranty_insurance.html

You can quite often elect income protection through your superannuation.

Yeh it blows!! What does landlord insurance cover?

Could you offer a long settlement with a deposit? Once unconditional the seller can access the deposit to help their business venture and the long settlement can avoid breaking the fixed term (depends when this expires though I suppose)

sad to learn your employment has ceased rrocket.  Hope you pick something up quick

could you rent to buy them? Might get you some cash behind you to reinvest and the loss in value might be made up over the term of the rent to buy?

I used catalyst and was a quick turn around

Is it a house or a unit?

Welcome Andrew

I did see a segment on Better Homes and Gardens a while ago where a professional outfit came in and resprayed tiles, bath, basin and shower base then used like a UV light to harden the paint – looked good

I'm sure Footscray will evolve that way given its proximity to the CBD.

within 20% I was told

vacant possession, deposit %, building and pest inspection – early access if possible

There was a segment on Better Homes and Gardens recently where he showed how visually a black fence pool disappears and a white fence stands out like the proverbial

There was a segment on Better Homes and Gardens recently where he showed how visually a black fence pool disappears and a white fence stands out like the proverbial