All my goals are related to the most important goal I have which is – self belief and daily discipline.

I know what I can achieve and how strong I can be

But now turning this towards further education, it is time to turn this commitment to my pathway towards financial freedom

Best wishes to everyone for their pursuits of 2013

Maree 

We have only had great benefit with the creation of discretionary trusts. At the moment we have 4 trusts operating and they work great for the business and property focuses we have. 

Find a great accountant and let them guide you through the best structure for you. There are obviously stages where this structure is of extreme benefit – they will know the best timing for you. we are beneficiaries of the trusts and directors of the trustee company.

When you are making a profit – the trusts have been the perfect structure for us. 

We had a hard lesson with land tax as being beneficiary of the trusts brought the land tax back on to him as an individual, which I thought was very tricky. 

We have properties and businesses so this structure was right for us, but the key is your accountant and advisers – get the best and you will have great advice.

Best wishes