The first thing to do is to check with your local Council to see if a D. A is required to instal an A.C. If so Councils usually notify neighbours of the proposal when the D. A is submitted. If you have not been informed and Council requires a D.A your neighbours have probably installed it without Council’s consent. Even if Council’s consent is not required for A .C. Installation they have guidelines for the installation with which your neighbour must comply with regard to noise levels and siting in relation to neighbouring properties. Find out council’s rules and act from a position of knowledge. What your actions are will depend on your previous relationship with neighbours.

Watchdog warning on wealth scheme
From: AAP
September 06, 2005

THE nation’s corporate watchdog has urged Australians who have invested money in a Malaysian-based wealth creation scheme called “People in Profit System” (PIPS) to come forward with information about the scheme.

The Australian Securities and Investments Commission (ASIC) said Malaysia’s central bank was investigating the scheme, which was being actively promoted in Australia but appeared to operate out of Malaysia.
“ASIC is keen to hear from any Australians who have put money into PIPS or can provide any other information,” ASIC executive director, consumer protection, Greg Tanzer said.

“Until we have the evidence to bring before a court, we can only repeat our warning that PIPS just doesn’t pass the smell tests for sound investing.”

ASIC urged investors to deal only with businesses that held an Australian financial services licence, which would provide them with more protection if anything went wrong.

Mr Tanzer said schemes like PIPS were a sure-fire way to lose money as “profits” were simply paid from the money contributed by those who join the scheme later on.

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ASIC said PIPS was promoted over the internet and via face-to-face meetings.
Participants had to pay $450 or more to PIPS as a loan for 180 trading days. The loan is supposedly repaid with interest fixed at 2 per cent a trading day.

At that rate, a participant putting in $1000 would have $21.6 million in two years.

PIPS says returns for the first 50-53 days constitute repayment of the initial loan and cannot be withdrawn. Subsequent returns can be either withdrawn or reinvested. Members are also required to pay a monthly fee.”
ASIC appears to be doing something– don’t hold your breath though–

Tenancy tribunals always favour the poor things who are out of work,snivellin kids- we all know but this tenant has a job. Might it be possible to hit him with a Statement of Claim in the courts– and bypass all the Tribunal Bleedin heart rubbish? A suburban solicitor could prepare and serve it on him– make it as juicy as possible– loss of rent ,damages, your loss of time in pursuing him etc etc— The Tenant would then have to defend it in Court— get legal advice etc– the idea is to get it out of Tenancy Tribunal–When it starts costing him money he will be more inclined to cough up– This is a suggeestion only– I am totally unqualified to advise but remember an old axiom-“Anyone can sue anyone for Anything” The onus will be on the Tenant to defend your Statement of Claim and he is obliged to appear in Court- otherwise he can be arrested. As he has a job he will be able to be pursued . Sic him,Carlin.

This will give you all a bit of a larf– 2 cars No.1- an 87 Corvette Convertible–looks like new- goes like the Wind- and no 2 car– a new Volvo 4WD talk about havin split personalities or sumpin–

Blimey, you guys are starting to sound like the share nutters on hot Copper– hope you are not pump and dump merchants– no only jokin- you can’t unload property as fast as shares– anyway all the best with Perth–my son was in and out of property there when he was based there in mining–

Maybe not such a good idea as a PPoR -lavish 5 bedder etc. However if the town has appeal have you considered the Commercial possibilities of the property– Renovate with “Heritage Charm” as a Bed and breakfast– right in the Centre of Town– or small retail premises- say subletting each room to antique, collectible merchants. with a cafe, depends on the tourist potential of the Town. I do think commercial application rather than private residential/rental application is the only way to go. Trust it is successful.

You can get your spouse to grant you a Power of Attorney. It can be for Real estate dealings only or a General P.o.A In N.S. W you used to be able to just go to the local Chamber Magistrate– at the local court House nearest you, and he will implement it for you.Used to be entirely free. Both need to attend for signing— or a standard sort of solicitor should be able to do it for a small fee. I have bought at auction using a P.O A and settled on property signing as an Attorney. Always have a copy of Doc with you when doing any of this.

Not trying to argue — just trying to explore different scenarios— Could Ninie say that as she is married she does not have any of those living expenses as she does not work and her husband supports her entirely? So the income from her Capital is entirely “play money” I have not been in the clutches of the banks since about 1992. We in fact have been acting as a bank for our kids when we can. However Knowledge of Lenders requirements is useful and I appreciate all your posts.

I feel I have to say something from a parent’s point of view. Have you considered that your parents may not be exactly thrilled to have you and your partner living with you? They ,too are making sacrifices to help you achieve your ambitions. Young people so often think they are doing the oldies a favour by inflicting themselves on their parents whereas in fact we parents also value our own peace and freedom and privacy. If you value your independence and privacy so much– well get going and make it on your own as so many of we Oldies have done. A little bit of understanding for your parents’ feelings would not go amiss.