HOW TO CLAIM FREE LAND & PROPERTY The Land Registry is a government body which holds literally millions of records on the ownership of land and buildings throughout the country. According to the Land Registry, there are in excess of 8 million plots of land or property which are not currently registered to anyone.  This report is to show you how you can lay claim to one, or more of them. FINDING A PLOT Potential sites are everywhere. It's up to you to check them out. Here are just a handful of possibilities. In most villages or towns you find areas of waste ground, not built on for some reason. Why do you think that is? More often than not, its because the land is not owned by the people who developed adjacent sites. These sites often have no registered owner. It's hard to visit the countryside without discovering a number of derelict properties. Do you think that if registered ownership existed, they would allow valuable property to fall into such disrepair? Look into it. You may well find that there is no registered owner. Any property or site which appears undeveloped for no good reason, or neglected, is a potential target. Carrying out your own investigation, could pay off in a very big way. The steps you need to undertake are relatively simple. What You Need To Do Next Once you have found a prospect site, the next stage is to establish with the Land Registry, whether it is registered. The Registry have a specific form which you can fill out to establish this. You can obtain the form from your nearest Land Registry office. These offices are listed in the telephone book, or you can find them on the internet. Search for "land registry" Bear in mind that there is no need to attend the Land Registry office in person. Everything can be done by post. After completing the form, you simply return it to the land registry,  Within 3 weeks, you should have received your reply. HOW TO LAY YOUR CLAIM There are several options. You can put a fence around it. Depending on the size, a less expensive option may be to put a small shed on the plot. Keep a few tools in it which can be used to keep the plot neat and tidy. It’s worth bearing in mind that planning permission may be needed for a fence, so shed may be easier all round. OBTAINING OWNERSHIP OF LAND At this stage, you don't yet own the land, but you do have possession. The task now is to maintain the site. The last thing you want is for it to look like a piece of waste ground. The more respectable it looks, the better your chances of eventually securing ownership. Once the site is in your possession, you would be well advised to take steps to ensure that you are not beaten to registration. This can be done via something called a 'Caution Against First Registration'. This must be arranged through the Land Registry, and you would be well advised to secure the assistance of a solicitor. This process enables you to prove when you claimed the plot, and ward off spurious claims from others. After you have used the plot for 12 years, you can have the plot registered in your name. Once again, you would be well advised to use a solicitor. IN CONCLUSION Obtaining free land and property is not a 'Get Rich Quick' activity. It's a long term project which could mature into a massive nest egg in the longer term. The search for property and plots can be very enjoyable, and the research procedures are very simple. Ongoing maintenance of sites need not be time consuming or expensive. And you can lay claim to as many sites as you like. There's nothing to lose by giving it a try, and a possible fortune to gain. For further information on this subject, contact your local Land Registry office. You will find them listed in your telephone book or on the internet. <moderator: delete abuse> 

lstreet

Hi guys, Thank you for all of your replies!

I spend alot of money on things that i don’t need too, and as from today IT CHANGES! I start a new job on Monday and i am taking this as a fresh start!
To the discomfort of myself i would like to share my position with everyone and find a good way to fix my PROBLEM with debts.

Yesterday i rang around and got all of my debts uncovered and the interest rates i am paying, and to my surprise i owe:

Motorcycle – $3,745.80 at 10%
Hire purchase (Returned equipment) $6,354.80 at (Get this!) 24%

Any ideas would be great about what to do with this!

lstreet

Hi Richard, thank you for your reply.

If information is shared between the two, how come you got a NZ lender in NZ???

Didn’t it still show up??????

lstreet

Hi Tizzy

Yeah i found out that even if i pay the amount i still have a bad credit rating for 5 yrs from when i pay it!!!!! Priceless lesson though!!!!

BUT, if there is a will there is a way!!!!
At the moment the house i want is in NZ so i am sending off a BAYCORP credit check, and if i don’t show up on their listings i can still go for loan over there. If i have to move there to be eligible i will do so for a fixed period of time.

But i have also been told that there is a loan for everyone which i believe to be very true.

So to everyone out there, don’t just give up because people say NO!

[biggrin]

lstreet

Hi guys!

Thank you very much for all your help! i’m currently in Victoria so im not sure whether it would show up on the NZ baycorp.

The BLACKMARK i have is a loan that i defaulted on, my Motorcycle that i bought (If i could do it again, i would have bought an investment property) got stolen 3 weeks after i had bought it, it cost me $5,000, and i currently owe around $2,000. But the loan was from ANZ and they gave it to Lions finance in Brisbane. So really im shafted and i have to wait 2yrs. That slows me down. [glum]

This will be the biggest lesson i have ever learned!!!!!!!!!
If there is any other younger people on this forum, i would recommend that you learn from this!

Cheers again guys!

lstreet

Hi Wade, thank you for your response.

I have had a look at a couple of nice houses in the Ashburton area in Melbourne which i have been able to talk talk to the owners about. The only problem i have is my credit rating and i was wondering if there was any solution to help me get out of debt or to help my rating??? I’m open to anything!!!!!!!! [glum2]

lstreet