Hi,

I was in exactly the same situation being my partner already had one IP as a rental property although he had claimed the FHOG.

It was my broker who informed me I couldn’t claim it when we bought our PPOR. I have since checked this out for myself and I found the infomation on just about every homeloan websites.

My understaning is:
You or your co-applicant cannot have owned a residential property either jointly, separately or with another person before July 1 2000.
Neither you nor your co-applicant can have received the FHOG before.
The home must be the principal residence and be occupied within 12 months of either settlement.

Sorry I can’t inform you of a specific website but maybe just do a google or sensis search.

Lisa