Total Members: 159,186

Louise

  • Louise replied to the topic mezanine investment in the forum No Subject 21 years, 4 months ago

    quote:
    Louise, did u sign the form for registration?


    no – I balked after reading the prospectus. Good luck in dealing with them.

  • Louise replied to the topic mezanine investment in the forum The Treasure Chest 21 years, 4 months ago

    fullout – that sounds like the same prospectus that I received from CHG.

    The part I didn’t like was that although you only need $5k to enter (good), you were required to maintain a $5k balance in their holding account earning a whopping 2% – 6% pa. In today’s climate, I expect it would be closer to the 2%.

    And they didn’t really explain how you…[Read more]

  • Louise replied to the topic Migration patterns of a lemming… Sound familiar? in the forum No Subject 21 years, 4 months ago

    I just had a quiet giggle reading this thread. I read the comment about “piles” and “GV” without giving it too much thought. Then I read that Aussies have no idea what these things are! So many local terms that we don’t even realise are local…

    (Kiwi, living in Aus)

  • Louise replied to the topic Solutions One in the forum The Treasure Chest 21 years, 4 months ago

    I’ve heard of them. They have a lot to do with Property Consulting Group (PCG) and Henry Kaye. They charge a fee (~$900?) which is refundable if you do business with them. I’ve been to a few presentations by Paul Lemme, and he never really gives any detail – just says come in and see me (and pay me some money) and I’ll tell all. I never did,…[Read more]

  • Louise replied to the topic National Investment Institute ( NII ) in the forum The Treasure Chest 21 years, 4 months ago

    another cute ploy of NII is to send you emails that look like this,

    Due to the fact that we have a large number of students wanting to attend [the conference] and because this exclusive weekend normally costs $4995.00 to attend, to reserve your seat we will require a holding deposit of $500.00 which we will only charge you if you fail to attend…[Read more]

  • Louise replied to the topic Best Financing Options – Money Saving Ideas etc.. in the forum The Treasure Chest 21 years, 5 months ago

    Another one I found recently was “Your Money or Your Life” by Joe Dominguez, and the follow on book “Getting a Life” by Robin someone…

    American writers, but the ideas are sound.

  • Louise replied to the topic question on off-the-plan IP in the forum The Treasure Chest 21 years, 6 months ago

    One technique I’ve heard of (but haven’t done) is to refinance with a different lender. Because you already own the property, the contract price has no relevance, and the new lender will use the valuation price.

  • Louise replied to the topic What qualities make up a good tenant? in the forum The Treasure Chest 21 years, 9 months ago

    Well, I reckon I’m a pretty good tenant too, and I NEVER deal with agents. ALWAYS pay my rent on time, and treat the place with respect. About half the block is owner occupier, so the neighbours are pretty good too. Also haven’t had a rent raise in 2 1/2 years. [:D]

    I think the key ingredient is “no fuss”. If the lease trundles along with no…[Read more]

  • Louise replied to the topic Return on Investments in the forum The Treasure Chest 21 years, 9 months ago

    quote:
    Have a look at this site which has a further discription re the clock
    http://www.hpc.co.nz/property_clock.php

    I would be wary of using “The Auckland Property Clock” to gauge the market in Australia. (I’m a Kiwi, BTW). My parents have just bought a place in Chch, and we were discussing property booms, etc. They haven’t had one the same as we…[Read more]

  • Louise replied to the topic in trust in the forum The Treasure Chest 21 years, 10 months ago

    Thank you for that Terry. I looked into setting up a trust in NZ, but decided against it for various reasons. Looks like the rules are similar here.

    I’m looking for a way to protect my assets from (for instance) a greedy ex-defacto boyfriend who decided that half mine is his, that type of thing…

    I’ll check out the Nigel Renton book – I’ve…[Read more]

  • Louise replied to the topic in trust in the forum No Subject 21 years, 10 months ago

    and sort of related – what about setting up a company?

    My understanding is that if you are negatively gearing (which is not the game here) then you own property under your own name so you can claim back the tax. But if we’re not claiming back tax (because we’re making profits, not losses) then what advantage is there in buying property under…[Read more]

  • Louise replied to the topic Some tips on getting started? in the forum The Treasure Chest 21 years, 10 months ago

    Nathan, you’re incredible. I wish I was half as motivated. I’ve been “going to start” for a while now. I have a thousand excuses (anyone wanna hear them?)… [:D]

    Keep it up.

  • Louise replied to the topic Country Development in the forum The Treasure Chest 21 years, 10 months ago

    quote:
    “look half the blocks are already sold at 75k”

    um, isn’t that lying? False misrepresentation. Or whatever else you want to call it.

    What would happen if someone found out and got p—ed off about it.

  • Louise replied to the topic Henry Kaye course in the forum The Treasure Chest 22 years, 1 month ago

    The course is now structured differently. It’s not a 4-day course, but appears to be more of a correspondance course with home study materials (presume notes and CD-ROM) and seminars held on each module once you’ve done the home learning bit.

    This is good, because it means you don’t have to spend 4 days frantically scribbling notes. But I don’t…[Read more]

  • Louise replied to the topic Henry Kaye course in the forum The Treasure Chest 22 years, 1 month ago

    Thanks Julian. I’ve seen many of those websites (thanks to Sooshie for this). I read The Secrets of Getting Rich over the weekend (printed it out and took it to the beach [8D]).

    I’ve also cancelled my appointment with NII (and therefore “saved” $15k already, although they were quick to point out that this could be a drop in the bucket with all…[Read more]

  • Louise replied to the topic Henry Kaye course in the forum The Treasure Chest 22 years, 1 month ago

    I discovered about half an hour ago that a work colleague did the course, and even has the course notes which he is quite happy to lend me. He also said that anyone with a regular 40+ hr/week day job is going to be hard pushed to spend the recommended time following the course recommendations, and that only about 0.5% of the course participants…[Read more]

  • Louise replied to the topic Henry Kaye course in the forum The Treasure Chest 22 years, 1 month ago

    my thoughts exactly. Thanks both for responding.

Louise

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