Forum Replies Created
- littleaussie wrote:JacM wrote:littleaussie: who are you insured with?
We were insured with RACV landlord's insurance but they would NOT cover us for floorboards or rubbish removal or cleaning when the house was trashed. The house needed to be repainted and they would not cover that either. They did pay for the loss of rent though.
Since then, our new agent has recommended Terri Scheer Landlord's Insurance as they have dealt with them in the past with no worries..
So now we have RACV for our buildings insurance – we need building insurance for our loans and they are the cheapest we have found.
And we have Terri Scheer for our Landlord's insurance which covers contents and rent arreas. That policy also covers you for up to $60000 on your building. In Victoria it costs $275 p/a
Their building insurance policy is separate from their landlords policy and is too expensive, that's why we kept our building insurance with RACV.
Hope this is of use to you. If you happen to find any other good insurers please let us know.LittleAussie, could you let us know what parts of the Terri Scheer policy you found to be better than RACV?
The reason I ask is because the Terri Scheer policy specifically excludes claims resulting from scratches or dents and will not cover claims arising from the tenants unhygenic housekeeping (including unclean living habits) and these seem to be the main issues you had with your previous claim with RACV.
Thanks in advance.
