Lloyd James Ross replied to the topic Where to invest? in the forum Help Needed! 9 years, 4 months ago
RP & Cattleya,
The population growth of Queensland at about 1.9% is double that of VIC and NSW. From a state population (demand) point of view QLD is a long term stayer. In addition to this, the entry price or affordability relative to VIC and NSW suburbs is far better in QLD. Affordability is increasingly becoming a very important factor in…[Read more]
Lloyd James Ross replied to the topic Where to invest? in the forum Help Needed! 9 years, 4 months ago
RP & Cattleya,
The population growth of Queensland at about 1.9% is double that of VIC and NSW. From a state population (demand) point of view QLD is a long term stayer. In addition to this, the entry price or affordability relative to VIC and NSW suburbs is far better in QLD. Affordability is increasingly becoming a very important factor in…[Read more]
Lloyd James Ross replied to the topic Dominique Grubisa? Heard her speak? in the forum Heads Up! 9 years, 5 months ago
I find it fascinating that so many investors get so indulged with asset protection when the asset they are purchasing is generally bought with either 90-100% financing and owned in essence by the bank! No sense protecting a liability. Buy the property in your personal name first to minimise your personal income tax and then, once the property has…[Read more]
Lloyd James Ross replied to the topic Tasmania – is it worth it? in the forum General Property 9 years, 5 months ago
Hi Argyle, Jacqui mentioned above, it all depends on how much super you have to use for the property acquisition.
Generally best to invest in a State or location that has strong population and job growth over a variety of industries. Higher growth rates of both typically results in higher growth rates in the value of land. The same can be said…[Read more]
Lloyd James Ross replied to the topic US Property as 1st IP in the forum Overseas Deals 9 years, 5 months ago
Gross yields have dropped in the States since 2008 and are dropping further with renewed vigour in the housing mkt. Furthermore, the AUD is below its long term exchange rate against the USD so any chance of a substantial long term currency gain has dramatically decreased since 2012 when we were at or above parity.
In addition, U.S. Banks no…[Read more]
Lloyd James Ross replied to the topic US Property as 1st IP in the forum Overseas Deals 9 years, 5 months ago
Gross yields have dropped in the States since 2008 and are dropping further with renewed vigour in the housing mkt. Furthermore, the AUD is below its long term exchange rate against the USD so any chance of a substantial long term currency gain has dramatically decreased since 2012 when we were at or above parity.
In addition, U.S. Banks no…[Read more]
Lloyd James Ross replied to the topic ways to minimise personal income tax in the forum Help Needed! 9 years, 5 months ago
Don’t always be in a hurry to save tax. Many people don’t realise that to save 33% you have to spend 66% so strategies purely geared around saving tax are always floored. Tax deductions are merely a way to incentivise business spending and investment, which includes property investment.
The benefit of securing a tax saving through depreciation…[Read more]
Lloyd James Ross replied to the topic ways to minimise personal income tax in the forum Help Needed! 9 years, 5 months ago
Don’t always be in a hurry to save tax. Many people don’t realise that to save 33% you have to spend 66% so strategies purely geated around saving tax are always floored. Tax deductions are merely a way to incentivise business spending & investment, which includes property investment.
The benefit of securing a tax saving through depreciation and…[Read more]
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