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I had a similar experience with a bank a few years back and can understand what you went through. Basically divorced and the house went to my name, after a court order was issued as ex refused to sign the land transfer, I went to get the titles changed to may name and had to remortgage the house. All went reasonably well. A few years later as I am buying IP1 and it is all ready to go I find out that the bank changed the mortgage but the title had not been registered and was still under the ex's name!
We had to stop settlement to get this sorted, back to court to get the court order renewed, then change the title and the mortgage again, then re-do part of the loan application and then, only then could we think about buying the property. In the meantime settlement is fast approaching and money due is put on credit cards until the whole situation on the title is resolved.
The bank paid for the legal costs but would not pay for the interest on the credit cards.
Leason learned: don't trust the banks to have done the rith thing, they are only looking after their interests, not yours. Make sure everyting is done properly.