Hi I know you mentioned you went bankrupt in 2002 and it is still listed on your cra

Are you now out of bankruptcy with the listing still there? If so what date did you come out of Bankruptcy?

This is very important in regards to finance institutions. It’s the difference between finding a solution to a problem and getting a normal bank loan.

It will also allow you to broaden your horizon as fare as what kind of property you can buy meaning you won’t have to get vendor finance and pay premimum prices.

You mentioned your yearly income of $140,000

What is your wife’s income and how much savings do you actually have?

You gross income is very high with nominal rent, the question banks would ask is why is you saving so minimal.

Stability is another factor how long have you been renting the property you are currently in?

Do you have children if so how many and do they go to private or public schools, what are their ages?

Do you have any other current debts if so what are they and how much.

There are lots of variable with your question of finance amounts that need to be answered.

I think it would be wiser to discuss your situation in a more private manner.

Australian First finance
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0412448378