I was an employee for many years. I worked as a programmer, system analyst/designer, accountant and banker. I was then self-employed as a finacial consultant and then trained as a financial planner. Currently, I own a home based international business, which offers me choices – have the freedom to do what I like, work with people I like and have a…[Read more]

It’s cheaper to use brokers’ services than employing staff to market loans for a bank. “Don’t come Monday” syndrome is always in the minds of the bank employees. As such, there is no good incentive to market loans for theie employer (bank). The employees do not get additional pay in terms of brokerage fees. Why should they work so hard for the…[Read more]

As an accountant, I totally disagree with RK’s definitions for assets and liabilities. I’m surprised that his co-author Sharon Lechter, a CPA, would go along with him. If RK prepares his company accounts based on said definitions, I’m sure they would be qualified. However, I do agree with what he said in his book titled The Business School For…[Read more]

I fully agree with Crashy that based on historical statistics, share investment has a higher return. There is a cycle for property and share investments. Be careful, your positve cashflow investment may also turn negative when the rental market is down or you can’t get any tenant. I’ve been involved in share and property investments for over 21…[Read more]

Barbara,
I have LOC loan from Citibank and am very satisfied with its service. I can fax in an enquiry form to Citibank for you and then some one from Citibank will contact you directly on what they can offer you. Please email me on [email protected] if you are keen to talk to Citibank, which has a Branch in Perth.