My definition of CF+ is the ruling interest rate (currently about 7%) PLUS running costs (usually about 3%).
This makes 10% at present. I use 10% of the LOAN amount (not my 20% deposit). HOWEVER the property must be capable of recycling my 20% deposit (By value adding and creative development and then re-valuing) within ONE YEAR. Hence I accept…[Read more]

My definition of CF+ is the ruling interest rate (currently about 7%) PLUS running costs (usually about 3%).
This makes 10% at present. I use 10% of the LOAN amount (not my 20% deposit). HOWEVER the property must be capable of recycling my 20% deposit (By value adding and creative development and then re-valuing) within ONE YEAR. Hence I accept…[Read more]

Dear Badgers_R_us,

I. That many peoply are “hopeless” is good news for those who think they can do better – it gives them the edge.

2. No we’re not all obsessed with money. We like property as our chosen field. Money is a bye product of 1 and 2. (In the final analysis you’re going to give it all back to someone else anyway so have fun doing…[Read more]

Hi Pepsi,

Everyone’s circumstanses are different – so when to quit you day job will depend on many things. That doesn’t help much but it does mean that you have to think broadly.
EVERYBODY has a full life. Before you do anything you have to first decide what to take out of your life to make the time to do what the new thing is. This is simply a…[Read more]