Total Members: 159,186

laurent

  • laurent replied to the topic project builder in blacktown area? in the forum Help Needed! 14 years, 2 months ago

    Thanks,

    Something to consider, very good idea.
    I will investigate …

  • laurent replied to the topic Whats the advantage of having 100% of your loan serviced by the bank in the forum Help Needed! 14 years, 4 months ago

    I don't see the point of doing such an exercise.The equity wil be the difference between your amount owing ( the loan ) and the max LVR your bank is comfortable with on the current property value.This top up/equity release is more likely to attract  a LVR OF 90% maybe 95% .Then again I am not a broker and I suggest you check that out for yo…[Read more]

  • laurent replied to the topic dual occupancy house into two units? in the forum Help Needed! 14 years, 6 months ago

    Thank you jac and christian.Your comments were very helpfull and I will pass them on to my friend.

  • laurent replied to the topic Advice Needed for 3rd Property in the forum Help Needed! 14 years, 7 months ago

    Congratulation!!!I believe you are well set up to increase your asset base .You are showing strong income (personal and rental) and you already have built up some equity over the years.I have no doubt by the information you provided you would soon purchase your next house.I believe that by Increasing your Cash flow ( I.O.Loan/depreciation…[Read more]

  • laurent replied to the topic Balance transfer on Credit Cards in the forum Well,
    I am not an expert
    14 years, 7 months ago

    Well, I am not an expert but I have my own opinion and will try to help you answer some questions…Balance transfer will work for the all balance of the credit card(S) you want to transfer, no matter what was the initial purpose ( purchases/cash advances).I have used that a lot to help me out in emergencies ( urgent reno or even  investment p…[Read more]

  • laurent replied to the topic Financing my 1st IP – so confused! in the forum Help Needed! 14 years, 7 months ago

    Hi Jess,I have 3 properties with 3 different Lenders, and I like it that way.The reason being is that I like the flexibility and hate getting a No for an answer.Working with 3 or more different Lenders allow me not to lock myself into only One Credit policy. The latest exemple :out of my 3 Lenders one only would do business with me because I only…[Read more]

  • laurent replied to the topic Financing my 1st IP – so confused! in the forum Help Needed! 14 years, 7 months ago

    Hi Jess,I have 3 properties with 3 different Lenders, and I like it that way.The reason being is that I like the flexibility and hate getting a No for an answer.Working with 3 or more different Lenders allow me not to lock myself into only One Credit policy. The latest exemple :out of my 3 Lenders one only would do business with me because I only…[Read more]

  • laurent replied to the topic structure set up advice request in the forum Legal & Accounting 14 years, 8 months ago

    Thank you for the tips .I just only looked at their website and they seem to deliver all I am looking for in an accountant to service my needs.I will give them a call this weekThank you again , I hope to give you the change some days..

  • laurent replied to the topic Would leading with one lender only be a better strategy? in the forum Help Needed! 14 years, 8 months ago

    Thank you for the advice.One thing that amazes me when I do my tax return and ask The acountant about Asset protection( still looking for a good one by the way ) is that all of them have told me that trust or no trust, if there is trouble my way, the assets won't be protected. I still believe it is the way to go after reading a few books on the to…[Read more]

  • laurent replied to the topic Would leading with one lender only be a better strategy? in the forum Help Needed! 14 years, 8 months ago

    Qlds007 wrote:
    Certainly would never bring all loans under a Global Line of Credit which means you would be cross collateralising the securities. This is a Destiny Financial Solutions recommendations and is surrounded with issues for clients wishing to build a decent portfolio.Keep the loans separate and you wont be hit by a single lenders s…[Read more]

laurent

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