Unfortunately I do not have a property I can borrow against and as Brady5 mentioned if I had a deposit this would not have been posted. The properties are ex government that have been fully refurbished and will sell for approx. 60-70k other privately owned examples sell for between 100 and 120k (hence 75%). I have heard of many people securing finance for up to 110% so why do I need a deposit. I could quite possibly ‘flip’ the said propeties at a substantial profit, but I wish to value add and ‘buy and hold’ as I may live in one of them myself.