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Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 14, 2003 - 9:13 pm
what was the location on the ones that sold and if you are willing to tell where is the next lot?? how did you find out about these kind of auctions they sound fab !!!please send info through my email if you aint willing to give info over forum thanks
[email protected]
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 12, 2003 - 11:31 pm
print it out and then you have it in writing..haaaaa
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 11, 2003 - 11:38 pm
No luke didnt play he had a bad case of the chicken pox..haaaahaaa…..god that was hard to walk into a room full of strangers and play with strangers…but well worth it…its the best way to meet people….ohhhh thats no good about the car your 4wd or the other?? i had never seen your other car…..ummm i have replied to board game playing yes i am trying to organize it still when are you available???…Ahhhhh so now the truth comes out about the dogs were you drinking when you wrote that post??haaaaaa
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 11, 2003 - 11:24 pm
okay i am in Melbourne (Diamond Crek) and have a interested person who has the game that wants to come to my place to play it please give me some dates that others are able to come Ummm a Friday or saturday night thing i was thinking I am unavailable this 25th Oct weekend but other weeks are fine…I know you are interested Leigh throw some dates at me when you are available…will your hubby play seperatly to you or with you just so i know on numbers we can play with 6 and a banker or do our own banking?? If anyone else is interested in playing let me know [email protected]
Kristine
Member
@kristine
Join Date: 2003
Post Count: 100
October 11, 2003 - 6:34 am
Didnt you hear the man give him a glove and you are invited well worth the investment the glove for a seminar BIG BONUS on your Birthday….yes all the enjo stuff is excellent well worth the money they seam expensive but when you think of the long term all the money you save cause you dont need to buy expensive chemicals anymore that are no good for your lungs or your pocket…well worth it and yes Leigh is very efficient dont know about the other sellers though why would you go anywhere else
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 10, 2003 - 11:25 pm
I beg to differ about the balls thing i reckon The Enjo Lady has a great big set of balls….haaaaaa to achieve what you guys have in such a short time….hay how was the trip did you find anything worth buying?????I went and played the Cashflow game i was 3rd out of the rat race and won the game wooo hoo…it was funny though i did it real hard a bit like real life really we ahd to pick a occupation with the cards being face down and i was a truck driver (and thats what Luke does for a job) and i picked the worst dodads card anyone could pick up which was a 17,000 boat (we own a boat in real life so i thought that was funny)….i learnt heaps…i tried to get a loan but could not get one for 80 20 so so we need to build up the equity in our place a bit more so we are renovating at the minute…I am going to join the investor net club so i will put your name down as and you will receive a free gift i think you get a book voucher…but i dont know how to spell your last name can you please email me with that thanks [email protected] []
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 8, 2003 - 6:04 am
okay Steve i understand that but which option do you think is better wait and save or go for LMI option?????????or anyone else that has a opinion
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 7, 2003 - 10:21 pm
my partner doesnt read either that aint a problem you have to educate yourself more and then tell him …its good cause it opens your communication up….Ummmm the book says to rent and buy a investment and rent that out.So i would follow the gurus advice personally (Steve)
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 7, 2003 - 11:01 am
ohhh god that sounds so very complicated and i thought i had problems yes us Aussies do take a lot for granted….okay i am now past the solking soakie sad stage of my dilemma i now have to think of a way to solve my problem the way i see it i have a few options but please feel free to help me decide which option to follow
Option 1 = Aussie Home are willing to give me 13,000for a deposit my current interest rate on PPOR is 6.45% if i pay them $500 i can have this money and my interest rate drops to 6.00% and then i can search for a bank that will lend me the rest of the money needed along with good old MInsurance costsor 2nd option is to wait a few months and then go ahead with the investment property in say 3 months and maybe then cause the interest rates have gone up their might be more bargains to be had…i do have a tendancy of being to much in a hurry in the past and i want to make sure i dont jump into things because of being in a hurry i want to do things for good reason not to be in a hurry…so which option would you do if you where in my situation???
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 7, 2003 - 7:25 am
Oooops i messed up 1,363 is our commitment per month….which we always pay more thats why i wasnt familiar with it all…yes that is great advice to true but my question is ……Is it worth paying a few thousand to change banks or wait the few months until the lender is happy to lend?????????????
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 7, 2003 - 6:33 am
hi firstly thank you everyine for your help and interest i live in Diamond Creek Melbourne i have no kids only the fluffy type…maybe i am getting a little confused with my commitment to the bank maybe thats per month i willwork that one out and get back to you i tried to get a loan for a house the value of 130,000 but hopefully will use less when i use Steves techinique i am looking to buy in country Victoria or NSW…i tried to get the loan without morgage insurance way to costly otherwise i think i tried to get deposit from current lender and the rest from Bank West….hay maybe thats a idea to try and get the whole lot through my current PPOR lender and then they will take the rent into consderation..is that how it works?????the value of my house came in at 290,000 from bank and i owe 211,000 thats with 7,000 in the redraw….Ummm what else can i tell you i hink i have answered all questions…i will go ring the bank now and find out about my commitment thanks heaps Kristine
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 6, 2003 - 10:39 am
wow i just got off the phone from my bank man and he works for Aussie he doesnt seem to happy send me a email and i will give you his email and you can chat to him i am sure he wouldnt mind [email protected]
Kristine
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@kristine
Join Date: 2003
Post Count: 100
October 5, 2003 - 12:56 pm
yes i tried that yesterday can you believe they had none on the shelf i have to order them in it takes 2 weeks to come might just order from his website prob.quiker
Kristine
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@kristine
Join Date: 2003
Post Count: 100
September 25, 2003 - 10:25 pm
that does not meet the 11 second rule at 150 per week rent it should be selling for 75,000 it aint 16% no where near 10%…..not a good deal….keep looking
Kristine
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@kristine
Join Date: 2003
Post Count: 100
September 20, 2003 - 2:21 pm
hi at the minute i am paying 6.45 but once refinace comes through it will be 6.0 what do you think about that is it still worth it for me???i have looked into it a little but the fees are fairly heafty is it worth it????????
Kristine
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@kristine
Join Date: 2003
Post Count: 100
September 20, 2003 - 12:57 pm
wow thanks heaps guys i am going for way less then that trying through Bank west and deposit with current lender Aussie home loans…i am only going for a house worth 130 and shitting myself wondering if i will get it or not wow i feel heaps more confident now[][][]I am happier thanks heaps
Kristine
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@kristine
Join Date: 2003
Post Count: 100
September 20, 2003 - 11:37 am
Oooops forgot to mention i have $6,000 cash saved
Kristine
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@kristine
Join Date: 2003
Post Count: 100
September 15, 2003 - 1:12 pm
I am extremely interested in playing this game also. I have wanted to for ohhh 2 years now . I am in Melbourne too my email is [email protected][]Thanks heaps…please please please please can i play too
Kristine
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@kristine
Join Date: 2003
Post Count: 100
September 8, 2003 - 12:59 pm
i would think it would be a smart thing to get the deposit from the same bank that you have your current morgage with to save on fees then once you have done that then go and search for a new loan for IP…mind you i am just new to this myself but thats what i intend to do…it seems like the smartest thing for me to do because i have only had my house loan for 1 and a half yaers so i will be hit by a few fees.
Kristine
Member
@kristine
Join Date: 2003
Post Count: 100
September 6, 2003 - 9:41 am
well thank you every one for your answers they are all great so if we are reseaching a area we ahouold all ring and enquire dont take the net as cospoll