Hi folks,

Are there any lenders that have favourable serviceability views when it comes to Parental leave? My wife is on 12-months leave from work, and with our income now halved, feel like all the major lenders don’t want anything to do with re-financing or/and pre-approvals.

Admittedly we were already ‘maxed out’ with IP’s, but surely there’s…[Read more]

Hi Nigel,

Sounds like something I might be interested in getting involved with.

Do you have any more information of links to send through? Interested in how the buying/finance works for this U.S. options also..

Hi Daniel and co.

I have had similar thought’s also, and am sure that a trust (or multiple trust) structure was how some investors have 50+ properties.

As I understand it, you can max your burrowing with trust A serving as a guarantor with your income. Then open Trust B and use your income again in with a ‘fresh’ serviceability as the…[Read more]

I have bought through a couple different ones recently.

Frank Valentic – Advantage Property (VIC based)
Bought a couple ‘group block’ properties, which is a strategy where the whole block of units/apartment is bought in bulk (cheaper then there individual value) and later subdivided and fully externally renovated – adding quick value and…[Read more]

Thanks Terry,

Thought that may have been the case. Is there any ‘legal’ loop holes to explore?