thankyou both richard and terryrichard – will ping you offline terry – am thankfully in a position to "respond" to the bank should something like that occur (though would clearly prefer that not to occur) and i am probably similar to many people in being time poor.  both our jobs are demanding such that they are the focus, not investing … if…[Read more]

Morning,Thx for the responses so far.  Yes, bought the property and all aquisition costs under the "advice" it was the way to go.  was uneasy but we moved fast (faster than i was comfortable with to be honest).  LOC was secured via PPOR equity, no relation to the new property.  realise i need to make a move or even as you suggest cleanup, so am…[Read more]