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  • Profile photo of kjun01kjun01
    Member
    @kjun01
    Join Date: 2008
    Post Count: 4
    November 23, 2011 - 3:12 am

    Thanks for the replies…

    My income is $22K pa and my current building society has indicated they are (more) than willing to lend me $50K as my ability to repay weekly repayments of approx $80 is a given…

    I was unaware of the duplex and FHOG situation, so thankyou, that crosses one option off the list.

    I am (aaarrrrggghhh) a “mature age” student – 40 years old and will be 42 when I graduate with the plan of going into private practice. I am very aware of over-extending myself and my ability to repay a loan, as a practice takes time to build – so in the mean time I’m working hard to build up my client base.

    Thanks for taking the time to reply people!

    Profile photo of kjun01kjun01
    Member
    @kjun01
    Join Date: 2008
    Post Count: 4
    November 20, 2011 - 5:42 am

    can get a traditional lender to finance because equity will be over 80% and with rental history, they see me as a secure candidate – good on em!

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