If you go to Bay corp directly is only about $17 and free if prepared to wait about a week for email/mail
http://www.baycorp.com.au

Wayne
Mortgage Adviser
Email info@alphamortgagesolutions.com.au
http://www.alphamortgagesolutions.com.au
Refinace, Loan Consolidation, Owner Occupied or Investment Finance. Free Service we come to you!

The best thing to do would be a google search for buyers agents that brings up plenty. THere is also Michael Yardley that visits this forum quite frequently his link you will find here
http://www.propertyupdate.com.au/

I guess it would be best to find one that is located in the area you are searching so that they are very familiar with the…[Read more]

Paying a fund manager can be a small price to pay if you find the correct one. They have a wealth of information at their finger tips that the novice does not. The novice often goes by the News reports and general hear say etc. The funds managers will have already factored this in.

Buying shares if you do not know what you are doing can be…[Read more]

Hi EMS
Congratulations on securing a good deal eg the land at such a good price. Before moving to Brisbane I had an investment property here and was in Adelaide really I may as well have been O/S as had nothing to do with it. Have a good property manager in place whom takes care of everything.

Even when they ring me occassionally with a little…[Read more]

The topic has been discussed in numerous other threads in recent days, mostly containing warnings and the potential pitfalls of such a loan.

Wayne Skewes
Mortgage Broker
Email wayne.skewes@eaussie.com.au
http://www.eaussie.com.au/Mortgages/Aussie_Mortgage_Adviser.asp?ContentID=852280
Refinace, Loan Consolidation, Owner Occupied or Investment…[Read more]

I do not think the initial slur was against any Newbies rather against that pest with mulitple names and email addresses offering million dollar loans etc.

As someone mentioned most likely one of those Nigerian pranksters

Wayne Skewes
Mortgage Broker
Email…[Read more]

Being as you are purchasing the place as an investment property, you may still be eligable for the first home owners grant when purchase your owner occupied at a later time.

When calculating your expenses consider these
Body corp fees can be quite expensive
Council rates
Insurance
Rent loss insurance
Property management fees
Also pays to put…[Read more]

Just reading through all those posts and one positive person “happy customer” I guess he would have been even happier if had av used one of us brokers here as would have had the same service and kept his $4k .

It surprises me that they still catch people out, charging for their service but I guess there will always be someone out there willing to…[Read more]

Sounds a little odd to me, not sure of your appearance, but do you dress up a liitle eg like going for an interview? Some may be a bit concerned if you are a young single person, if so maybe turn up with a respectable older person as company. For all as I know you maybe turning up in a suite already it was just a couple of thoughts.

P.S. you…[Read more]

I see you are from my home town Adelaide have been in Brisbane now for 3 years. There are ways around these fees in your circumstances contact me via email or call and can discuss further

Wayne Skewes
Mortgage Broker
Email wayne.skewes@eaussie.com.au
http://www.eaussie.com.au/Mortgages/Aussie_Mortgage_Adviser.asp?ContentID=852280
Refinace, Loan…[Read more]

Hi Marc for starters our panel of lenders do not provide them that I am aware of, and when I heard a broker else where was using them my concern was the same as you expressed. At this point of time I would not feel comfortable offering such a product.

However they might be handy for the experienced investor whom say was doing a fast turn…[Read more]

Hi Marc they are here in Australia already, and have been available for a while. No i do not use them have them available amongst the lenders we use. I am not sure that they come under the same name or another name, however am aware they exist.

Wayne Skewes
Mortgage Broker
Email…[Read more]

Its funny how people interpret by going for a Low Doc its a license to take what you want. With a Low Doc you still have to sign a Stat Dec to say your income, however do not need to provide evidence of this.

This clears the lender of responsibility, as the person applying has signed a stat dec, of course if worse comes to worse and you cannot…[Read more]

Those that buy and sell quickly need a fairly liquid market I am not so sure they would do so well at the moment now that prices have settled somewhat.

Wayne Skewes
Mortgage Broker
Email wayne.skewes@eaussie.com.au
http://www.eaussie.com.au/Mortgages/Aussie_Mortgage_Adviser.asp?ContentID=852280
Refinace, Loan Consolidation, Owner Occupied or…[Read more]

Great stuff it is important to have clear set goals dont forget to reward yourself and family at the end. Not to big mind you, by the way if you would like an excel budget calculator let me know I will send you a basic one that have set up for my customers. You may find that once you overview your whole budget you can save even more. Mind you…[Read more]

Hi I have a lender that may get you through but would require more detail, email or phone me, can call you back if you provide your number.

Wayne Skewes
Mortgage Broker
Email wayne.skewes@eaussie.com.au
http://www.eaussie.com.au/Mortgages/Aussie_Mortgage_Adviser.asp?ContentID=852280
Refinace, Loan Consolidation, Owner Occupied or Investment…[Read more]

HI Ray do you have a web site? also an email you can respond to mine then will have yours

Thanks

Wayne Skewes
Mortgage Broker
Email wayne.skewes@eaussie.com.au
http://www.eaussie.com.au/Mortgages/Aussie_Mortgage_Adviser.asp?ContentID=852280
Refinace, Loan Consolidation, Owner Occupied or Investment Finance. Free Service I come to you!

Hi Ray I am a little confused as to your profession are you a trained buyers agent? Realesate Agent?

I see you state you have your own company what is its name and what does it offer? Appologies for all the questions but your statement is all fairly open I am sure others also would like to know more

Wayne Skewes
Mortgage Broker
Email…[Read more]

Yes I would have to agree with Marc the losses incurred buying and selling usually if you can keep the place you have and use the equity financially you could be better off.

Why dont you contact a local Mortgage Broker and discuss your options with them. Just be sure you choose a reputable one, ensure they belong to a professional body, and have…[Read more]

DEF = Defered establishment fee quite a few of the discount loans have an exit fee if leave payout in the first few years.

X Collateralised is when a lender uses more than 1 property for security, it makes it difficult to do something to one property without effecting the other. Most of the time they do not even inform you they are doing it.…[Read more]