Hi mccrills, if you are in WA there is one lender that you can go through straight away however you would have a limit of $412k.

Hi cass,What State are you in? For a First Home Buyer, stamp duty varies from state to state so depending on your state depends on how much in fees you will have to pay

Eric,Which state are you in? Reason I ask is that there is one lender left in West Aussie that will lend 98% and allow you to use the FHOG to pay the deposit. You have to live in Wa and purchase in WA and a few other hurdles

Hi Nit,With Stamp duty for FHBuyers, it is State specific. I know here in the West, you don't pay stamp duty for any purchase under 500k if you qualify for the FHOG. I think best thing to do is use a mortgage broker and they will point you in the right direction as far as stamp duty for your StateKimandGlen

Hi Nitrodrops,This will probably sound like a bit of a sell but maybe you should look into refund property. It is a branch of refund homeloans but is geared around 1st time investors and like the rest of their products it doesn't cost you a cent. They act like a buyers agent however they still make their money off the developer you buy from. They…[Read more]

Hi Happyjack,Sounds like you need an accountant more than a solicitor? There are accountants in Perth that know how to set your finances up so you gain the best possible deductions etc tax wise etc but doubt will will find a solictor that will be able to do that. You will need both an accountant and a solictor though if you are investing.