Hi there,I went to an evening seminar with Michael Yardney and learnt some things; but you have to remember that most things that are free or minimal expense will have a degree of self promotion contained within them.  You will also need to bear in mind that they will also tend to advocate their own particular property strategy….Mark

Hi Young Investor,As you can probably gather from the posts, everyone has a view and there are pros and cons of different strategies.  You also need to factor in your individual circumstances (salary, cash reserve) and risk appetite.  The type of property you buy also makes a big difference ( gearing, maintenance costs etc)My own strategy has be…[Read more]

Hi there,I don't like to use the forum to directly reference my own site, but your specific needs are so aligned that I felt I should at least give you opportunity to check it out and make your own decisionI fully support the view that you need to get yourself educated to be able to make the right decisions.  I bought heaps of books and went on…[Read more]

Hi there,I would suggest that you provide a little more detail on the specific strategies that you are interested in understanding.  Also be careful as companies will have a prejudice to their specific strategy.  Keep working on your understanding of the different strategies and your personal circumstances / objectives so that you can make the r…[Read more]

Hi Martin,It can get a bit confusing especially when there seem to be different views from experts.I am a multiple property investor so can share my personal  experiences with you. I have a mix of older and newer properties as well.As I am more into the hold and refinance strategy rather than selling, the downside of depreciation does not really…[Read more]

HI there,There are a few considerations you need to take into account.  When buying a house you need to look at all the entry costs (e.g. stamp duty etc) of purchasing not just the depositThe banks will also look at your ability to service the loan, which based on the answers given, you would probably need a guarantor to cover it.Don't forget…[Read more]

Hi Steve,Firstly I would be wanting some more evidence on likely rental returns post  the 12 months paid as this is often different.Secondly, I would be wanting more information on likely capital growth before settlement.  There are plenty of deals around at the moment, so you are competing with opportunities where investors are able to get them u…[Read more]

Hi there,You will need to verify with good property accountant, but in terms of negative gearing and trusts, then what I have seen is the following:1) A unit trust is set up with beneficiaries.  When a property is bought you allocate the capital growth units and the income units to the stated beneficiaries2) A company is set up to adminster the…[Read more]