Knowledge is power. As Melbear posted, books are very good, same as seminar.. though if u dont have the time.. thast where spotters come very handy for u since u have the money but not the time to go lookin for those great deals. []

What I learnt yesterday, I know better for tommorrow – Dean

Your accountant does not seem to fond your idea or to offer the help he is paid for. Maybe his jealous?? Such services I would not tolerate myself. Goodluck with finding a more helpful and understanding accountant.

What I learnt yesterday, I know better for tommorrow – Dean

Thanks SIS for the info, May have to change credit cards when i go overseas next. I hear though with the bank a line of credit cards look bad when u borrow money.. any1 ever had an issue with that? where the lender will turn u down cause u have 2 many credit cards.. ? provided of course u dont have anything owning on it.

What I learnt yesterday,…[Read more]

I’m also curious to know ? []

What I learnt yesterday, I know better for tommorrow – Dean

Though SIS, i have found only ANZ VISA to give me qantas FF points.. i have acculmated in 1 year just by payin bills through bpay and doin my spendin on CC points enough to go Hong Kong and back..
though remember credit is credit dan, be careful with it.. cause it has this evil power that can sometimes overcome u when u see that nice motorbike…[Read more]

Just a question, for fixed rates just say for 5 years, if you were to change to variable, theres just a fee is that right to change it over?

What I learnt yesterday, I know better for tommorrow – Dean

Eternity:
Just curious but such properties 30-40K exist?

I assumin ausdmx that you goin intend to live in the property b4 renting it out.? I would be thinkin maybe your parents or family can give u a helpin hand in this, it will make a big difference with u gettin a loan.. unless u know some dogey lender []

What I learnt yesterday, I know better…[Read more]

THe vendor solictor will issue a Notice to complete, failing that they you can lose your deposit which is some percentage..or all of it?.
Your solictor should be able to give you more of a detail explaination as there are clauses and circumstances in the contract u have, so different from what I have gone through.

What I learnt yesterday, I know…[Read more]

Hey Paulee,

The way i look at it myself is what you plan to acheive from the course, I started the end of my HSC doing an I.T network engineering diploma, dropped out half way.. found work doing some I.T online support for an ISP.. being here 3 years and still working, have finally found a course i wanna do property valuation.. at the end its…[Read more]

I watched that eposiode at work, i was thinkin… ??? when they scrolled those sentences up.. and when they played the music while showin the news.. make me felt so sad for her..[]

What I learnt yesterday, I know better for tommorrow – Dean

Thanks guys for all your feedback and suggestions. I hope to become a regular poster and plan to review all the old archieves as I’m studying in the property field and want to learn as much as I can about it for knowledge and financial benefits.

Today I talked to a mortgage broker (friend’s relative) he advised me it wasnt an issue if you…[Read more]

quote:Please explain why the bank would only lend
$ 260,000 as a house ofr your personal use and lend $ 480,000 as an investment.

They would lend more for an investment property since there is income from my salary and the rent income from my house being leased.

quote:You mention the words : “to start my life/career in the property…

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