Thanks to all of you for your replies. It gives us some things to think about.

We’re starting late as investors, (mid 50’s) and I suppose we’re a bit fearful that we might wind up being worse off instead of better off if we make the wrong move at the wrong time. Especially when most people we talk to say now is NOT the time to be investing in property.

Yet we realize that we’ll get no where and nothing if we don’t step into the pond and get our feet wet.

I have to admit, for me, it’s a bit tough to ignore the doom and gloom projected by meny so called “experts”, but that’s why I’ve turned to this forum.

So, again, thanks for the replies from all of you. It’s been good to get a few positive views on the subject of PI.

Ken