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  • Profile photo of kay henrykay henry
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    there are lots of mortgage calculators online, Markymark. There’ll be on on domain.com.au and on realestate.com.au All banks will have a calculator on their homepage, I think.

    I find them a bit weird because they only take into account one’s income, not one’s equity, rent etc. I’d like to see one that has a (total) income vs liabilities calculator. If anyone knows of one of these, I’d be greatful to see it posted :o)

    kay henry

    Profile photo of kay henrykay henry
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    Mel- no I don’t. Of course not- I’m only 37 ;O) My gf might though if she wants to.

    I think Pisces is having some kind of boy fantasy- the boys go away, the “girls” stay at home childminding or something.

    kay henry

    Profile photo of kay henrykay henry
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    Bears,

    Haven’t seen you around for a while- welcome back :o) It’s so great that you can find properties not on the net! I pretty much look exclusively on the net these days- even though I know it has its limitations :o)

    gilad- even on the net, there are heaps of properties under 100k- go to realestate.com.au and do a search under 100k. Most RE’s have all their properties on the net these days if you wanna go to their websites. On realestate.com.au, all the places are with RE’s, and the site is linked to the RE’s, so you can go and check out other places on the RE’s books.

    You can also go to the private sale sites- they don’t list with RE’s to save themselves the cash.

    kay henry

    Profile photo of kay henrykay henry
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    Pisces,

    I’d love to stay at home and be a defacto mother to the children of the property investors. You boys could go out and have fun, and i’d look after the children- i would love that more than anything. But I think I’ll be at Hellfire :o)

    kay henry

    Profile photo of kay henrykay henry
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    Well, we can all have tales of people with no integrity. Amazing how some people have no ethics!

    kay henry

    Profile photo of kay henrykay henry
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    Welcome back westan! :) Try and make your pic a bit more realistic than Arty’s and Pinky’s, eh?

    kay henry

    Profile photo of kay henrykay henry
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    Elysium,

    Given that this is a “discussion board”, your wet blanketism is certainly welcome- welcome to me, anyway :o)

    Since the property boom, there have been a number of new phenomena- including spotters, and I think spotters might need to think carefully, whether the 2k or whatever, is worth it, if a buyer decides they don’t like the house and need someone to blame.

    It’s amazing how people love to blame others. “Gee, i’ll pay 15k for a seminar, and then when the guy goes broke, i’ll act like a victim”. A pity people don’t think a little before they hire spotters and attend seminars. Presumably, people who have faith in their *own* judgement need neither.

    kay henry

    Profile photo of kay henrykay henry
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    Perhaps the vendor knows about the restumping, and the price they are asking reflects that. If the price is cheap, how much more do you want to reduce it?

    kay henry

    Profile photo of kay henrykay henry
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    Pisces- who is this caring mother figure you’re referring to?

    kay henry

    Profile photo of kay henrykay henry
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    Some plain English info about the Investors’ Club:

    http://www.quinnscattini.com.au/index.php/news/6/

    Profile photo of kay henrykay henry
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    Mel,

    Was the Investors club a part of the two-tiered marketing thing that was happening in Qld when you bought the overvalued place you just mentioned?

    kay henry

    Profile photo of kay henrykay henry
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    awhite- thanks for reminding us :o) I posted the link to the article on this post. Check back on the pages of this link to find it :O)

    Thing is- there’s lots of dodgy people involved with property. I think the aim is for us not to become dodgy too :))

    kay henry

    Profile photo of kay henrykay henry
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    Some of us invest outside of the big cities as we don’t have enough money to invest in the big cities.

    I bought my first IP in a city, and realised I would propbably never have enough money to do so again. so now it’s regional for me ;O)

    kay henry

    Profile photo of kay henrykay henry
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    Because his other girl is called kay already Matt-sheesh- keep up!

    kay henry

    Profile photo of kay henrykay henry
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    After hours indeed, Pisces! Pray tell- what would we then do at work??

    kay henry

    Profile photo of kay henrykay henry
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    If it’s a girl, call the other one kay too :o)

    kay henry

    Profile photo of kay henrykay henry
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    Chan$ said:

    “planning to have another baby (equivalent to 1 to 2 properties).”

    hehe- I’ve never seen babies given a currency like that before!

    You’re a funny fellow, Chan$ :)

    kay henry

    Profile photo of kay henrykay henry
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    Cel,

    I guess the PM’s work for wages- just like the rest of us mostly, and that’s their reward. you could give them chocolates, xmas cards etc… but you can also give them intrinsic reward, by demonstrating respect to them. Some investors see tenants as scum, and see PM’s as their own little slave. I have always found that if you treat workers with dignity and respect- and as *equals*, then they will try to do the right thing for you because they know you’re a good person.

    I know in my workplace, I feel pretty good when someone I have assisted gives me chocolates, or something… but I know I feel GREAT when someone sincerely appreciates the work I have done for them- and lets me know. I feel encouraged and it makes me feel renewed and re-inspired to do what I do.

    It depends on if you think your PM prefers external reward or is motivated by knowing she or he is respected.

    kay henry

    Profile photo of kay henrykay henry
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    A name is just a name, mel :o) What if bears were behaving badly lately? Would you feel bad because you are called melbear?

    kay henry

    Profile photo of kay henrykay henry
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    Chan,

    You don’t need to hurl the tenant out because you want to sell. Some buyers will want a tenant if they buy. If it’s a good tenant, he becomes an asset to the house. Think carefully about your strategies.

    I can imagine the tenant getting all exicted because you’ve told him you’re going to get a new kitchen. Perhaps let him know you’re selling. Mt tenants were fabulous in helping me sell my IP. They kept the place looking immaculate and were just lovely when people came and looked at it. So much so that I gave them a week’s free rtent for helping me to sell it.

    Owners and tenants can have a good partnership. don’t boot him out just yet until you work out the best thing to do.

    kay henry

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