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  • Profile photo of Katiebaby84Katiebaby84
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    @katiebaby84
    Join Date: 2005
    Post Count: 8
    February 18, 2007 - 2:33 pm

    Looks like Im not the only one blown away by this mans incredible generosity….

    I would recommend him to absolutely anyone! Amazing at what he does….

    ..and even more, he stood behind his beloved Poms through the Ashes…a sign of his dedication and loyalty ;) but it paid off, hey Richard!

    Mum looks happy to go ahead with what was discussed….. look forward to talking to you soon. [thumbsup2]

    Profile photo of Katiebaby84Katiebaby84
    Member
    @katiebaby84
    Join Date: 2005
    Post Count: 8
    January 6, 2007 - 1:14 am

    sanjivgupta and bridgebuff

    thanks so much for your replies.. ill check out positive real estate.com and will also start trying to get an idea of how each real estate agent and their property managers operate…i think it will say a lot for how personalised they are when I approach them with questions…

    thanks again guys and any other experiences welcome guys :)

    Profile photo of Katiebaby84Katiebaby84
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    @katiebaby84
    Join Date: 2005
    Post Count: 8
    September 18, 2006 - 8:39 am

    Hi Richard

    Not trying to be nit picking but i think you might be confusing yourself.

    Your not nit picking at all! I love, and appreciate the advice more than anything!

    After talking to a few more people, I think I may look at renting next year and just research the property market more and try and save up as much as I can.
    That way I can get a better grip on how the market is traveling, and from what I can tell at the moment up in Darwin, it doesnt’ seem a great time to be buying anyway.

    Simon – thanks so much for the tip! A lot of people have told me to be careful when it comes to FP’s.. [hmm]

    My dad has given me an amazing opportunity to have a great kickstart financially, and I would want him to be proud with the way I invest the money he has left to me….

    Thanks again guys…[wink2]

    Profile photo of Katiebaby84Katiebaby84
    Member
    @katiebaby84
    Join Date: 2005
    Post Count: 8
    September 18, 2006 - 5:46 am

    Hi Danielle! Thanks for the reply!

    Even since I was 12 I started investigating property and reading up on the market…it’s something I’ve always had an interest in…

    My plan is to see a financial advisor at the end of this year i but was just hoping to get some information regarding buying my first home (eg: whether its best to buy my first home straight away with all of the extra payments, or to just start in investment properties, and keep renting and saving myself)

    I’ve read the Barefoot Investor and also Rich Dad Poor Dad and a few others, but am hoping to read up a lot more in the next 12 months…..
    thanks again!

    Profile photo of Katiebaby84Katiebaby84
    Member
    @katiebaby84
    Join Date: 2005
    Post Count: 8
    September 18, 2006 - 4:39 am

    Thanks so much for the replies guys!

    What I am actually hoping to do is to buy my first home as an investment with my mum. So I will use the First home Buyers grant, use the money dad left behind as a deposit, and take advantage of a finance option like the one that commonwealth bank released this year, called the Family Equity arrangement. It means for first home buyers, another family member can act as guarantor providing security towards a loan and can also provide assistance with mortgage repayments.

    That will ease the burden of my mortgage repayments, and it will also help my chances of securing a loan, even if my salary first year out of uni isn’t that high (as mum owns her home, has a high steady income, and has a lot of money in shares etc)

    Do you believe this is a good idea? or do you still think I should hold off buying my first property and instead look at an IP?

    Any opinions would be greatly appreciated [biggrin]

    btw – this website it so great! Its so nice to be able to talk to real people about these issues and also read about other problems etc.. its so nice to talk to other people that are also so passionate about the world of property investing!

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