Total Members: 159,196

kateej03

  • kateej03 replied to the topic 30 properties before 25, finance??? in the forum Finance 12 years, 6 months ago

    Hi Richard,

    I haven’t received the email, are you able to send it again?

    Thanks,

    Kate

  • kateej03 replied to the topic 30 properties before 25, finance??? in the forum Hi Richard,
    Could you please
    12 years, 6 months ago

    Hi Richard,Could you please email me your article? kateej_03@hotmail.comThanks!Kate

  • kateej03 replied to the topic Dominique Grubisa? Heard her speak? in the forum Heads Up! 12 years, 6 months ago

    Sorry I forgot to say, another main reason we signed up is you can protect house you already have under your own name without paying stamp duty to transfer it to a trust.

  • kateej03 replied to the topic Dominique Grubisa? Heard her speak? in the forum Heads Up! 12 years, 6 months ago

    While she is know for debt reduction, the product is more so about asset protection and that is why we signed up. She has a trust system that you can still buy property in your own name, but the property will still be protected. It can also be used for any possessions you own.

  • kateej03 replied to the topic Dominique Grubisa? Heard her speak? in the forum Heads Up! 12 years, 6 months ago

    Hi PropertyGuts,We have seen her speak and purchased her product – she is very knowlegable and her product is one of a kind. Definately worth at least seeing what she has to offer. Kate

  • kateej03 replied to the topic Negotiating the price lower after pest & building inspection in the forum General Property 12 years, 6 months ago

    Hi Sashatheman,We were recently in the same boat as you – what we did is had the building inspection done as well as quotes for any work that needed to be fixed. We then went back to the vendor and said either you fix the structural issues or we reduce the price by the full amount of the quote. Legally they only have to fix the structural issues,…[Read more]

  • kateej03 replied to the topic Building Inspection Help in the forum Help Needed! 12 years, 7 months ago

    Just an update – the sellers did not need to fix the other issues as the contract did not specify the house had to be in ‘working order’. So we put on our negotiating caps instead, we knew from their first offer they needed to keep the settlement date the same, so we said either they fix the $7500 problem themselves and delay settlement, or they…[Read more]

  • kateej03 replied to the topic First Time Buying- Brisbane Region in the forum General Property 12 years, 8 months ago

    Hi Samuel,Maybe you should think about buying something for a bit less – maybe an apartment? Have you thought about living in the property for a while so you don't have to pay stamp duty – you could also rent rooms to your friends to help with the repayments.Also, I think you should start whenever you're ready – I bought my first at 19 and now I'm…[Read more]

  • kateej03 replied to the topic Subject to Tenancy in the forum Help Needed! 12 years, 9 months ago

    Hi Matt,It's in WA, the tenants have just signed a new fixed term lease while the house was on the market. It is tenanted by a company in a mining town so it's highly unlikely they will want to leave, I just wanted to double check in case.I don't believe they are paying over market value, it's about the average for the town.Kate

  • kateej03 replied to the topic Subject to Tenancy in the forum Help Needed! 12 years, 9 months ago

    Yes definately want them to stay, they have just had an increase while the house has been on the market so very good returns.Sounds like a good deal, were they paying under market value?

  • kateej03 replied to the topic Subject to Tenancy in the forum Help Needed! 12 years, 9 months ago

    Thanks Jamie!!

  • kateej03 replied to the topic Cross collateralisation in the forum Finance 12 years, 10 months ago

    Thanks Richard, I feel a lot better now!We have only bought our PPOR last year and are renovating, we are getting it re-valued in the coming weeks to get another equity loan to buy another IP. We are full steam ahead this year!ThanksKate

  • kateej03 replied to the topic Cross collateralisation in the forum Finance 12 years, 10 months ago

    Thanks for that Richard.We bought a property which we lived in and renovated and now it is being rented, we used the equity in this property to buy our new home. So we have three different loans, the equity loan was secured buy the first home and the main loan for the new house was with a different bank and I'm am 99% sure (without looking at the…[Read more]

  • kateej03 replied to the topic Steve’s new Apprentice program cert IV in the forum General Property 12 years, 10 months ago

    Hi Guys,So far I'm finding the course very informative and we are still only up to the goal setting/planning stage! I'm a bit behind because of xmas but catching up, Steve is really good he's been doing webinars each week corresponding to the sessions which give you even more information than what is in the content as well as examples and…[Read more]

  • kateej03 replied to the topic Newbie post – strategy question in the forum General Property 12 years, 10 months ago

    Hi Starsoid,Have you thought about using the equity from your PPOR as a deposit for an IP? If you are doing a kitchen reno, depending on your situation you may add enough value to do this. Then you may be able to buy a more expensive place now instead of waiting to save for the deposit.Kate

  • kateej03 replied to the topic mining towns in the forum Help Needed! 12 years, 10 months ago

    BradW wrote:
    I have just invested in Derby, Western Australia. Inpex was proposed previously as being based there and as everyone knows this is now being piped to Darwin. Growth in Derby is still going strong based on Govt services that are being relocated and also the new 150 million dollar prison being constructed. My tip is if the state govt…[Read more]

  • kateej03 replied to the topic Nov Update and Cert IV info in the forum Help Needed! 12 years, 12 months ago

    Not a problem D. Have a look at this website it tells you a lot about the course :)I believe you can sign up from this website too, I signed up at Steve's market update seminar.He says that it is half an hour a day for 6 days a week over a year to finish or you can do it faster or slower if you need, up to 2 years.Have a look at the website and let…[Read more]

  • kateej03 replied to the topic Nov Update and Cert IV info in the forum Help Needed! 12 years, 12 months ago

    Hi DWolfe,I have signed up for Steve's course starting it this week, what would you like to know?It's pretty in depth and Steve is also during webinars for each session (there's one session per week).Kate

  • kateej03 replied to the topic Steve’s new Apprentice program cert IV in the forum General Property 13 years ago

    It is self paced, you can take up to 2 years if you need.

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