Total Members: 159,078

karlm63

  • karlm63 replied to the topic Wasting Time in the forum Finance 9 years, 5 months ago

    Maybe he is a SLOW learner and it takes more than once to explain and grasp the concept of structuring for Property investing ??

  • karlm63 started the topic A GOOD Property Savvy Accountant !! in the forum Legal & Accounting 9 years, 5 months ago

    Hi Everyone,
    Im not sure if this has been asked before so apologies if it has.
    Just a quick question if possible ??
    Im on the lookout for a good property savvy accountant on the Central Coast.
    Any help would be appreciated.
    Thanks in advance,
    karlm63

  • Hi MikeThanks for your help with the report. I put in an offer in that location on Sat 9/6/12 and the offer was accepted by the Vendor. Right now,  am having an anxious wait for the Contract of Sale to be ready before we can sign. Thought I compare my layman research and estimates against what professional research firms like Residex have ide…[Read more]

  • karlm63 replied to the topic Help regarding loan structure of 1st IP in the forum Finance 12 years, 11 months ago

    Hi SkippyzYou mention that you and the misses refinanced home loans from St George LOC package to a 100% offsett account.The question I would like to ask is For your every day expenses do you use a credit card ?When I mean by everyday expenses, your bills, shopping, petrol etc !!!!!!!!The reason why I am asking is, Deb and I have a St George LOC…[Read more]

  • karlm63 replied to the topic Loan Structures in the forum Finance 12 years, 11 months ago

    Thanks TerrywThat makes a lot of sense nowIt looks like I will be shopping around for a good deal on an 100% offset home loanAny ideasThanks karlm

  • karlm63 replied to the topic Loan Structures in the forum Finance 12 years, 11 months ago

    Hey Terryw,I have no idea what NM is talking about.That is mumbo jumbo to me !!!!!!!!!!!!!!!!!!Please explainAll I know is I have a LOC St George home loanWE have had the loan for about 6 years and not much inroads into the loanWhich is the better loan to have the 100% offset or the LOC for investment purposesThanks againkarlm

  • Hey Mike,Thanks for the very informative property report and all under 1 hour !!!!!!!!!.How professional is that !!!!!!!!!!What a champion.Thanks again Mikekind regards karlm63

  • karlm63 replied to the topic Destiny in the forum General Property 13 years, 1 month ago

    Hi Empty vessel,I also am a client of Destinys.How do you find the software that they provided……..Destiny Track !!!!!!!!!I find it a little difficult to make sense of………..

  • karlm63 replied to the topic 100% Offset Versus Line of Credit in the forum Finance 13 years, 5 months ago

    Thanks Jamie for the quick reply,I have a LOC with St george am I able to have a offset account with that.Is that the way to go or just change the home loan al together

  • karlm63 replied to the topic Rates Notice valuation in the forum General Property 13 years, 8 months ago

    Hi All,So if the rates notice is the value for the land how can they purchase the house for that price ?Thanks karlm

  • karlm63 replied to the topic Understanding growth in the forum Hi DHCP,Could I have a copy 13 years, 9 months ago

    Hi DHCP,Could I have a copy of that excel spreadsheet that you mentioned with CG ?Thanks karlm63

  • karlm63 replied to the topic BuyerBeware Package in the forum Value Adding 13 years, 9 months ago

    Hi,I am interested in buying as well ?Cheers karlm63

  • Hi Mike,Thanks for the reports, made 2 successful offers .2 out of 3 aint bad hey !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!Without those reports I would not been able to offer anywhere close to what those reports showed.Keep up the good work,Cheers karlm63

  • karlm63 replied to the topic Due Diligence in the forum Help Needed! 13 years, 9 months ago

    Thanks everyone for the replies,I better start and put some sort of list together and start buying property.I still have not a clue about this list yet but 1 thing i do know is positive cashflow is the go !!!!!!!Thanks again karlmTO BE CONTINUED !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  • karlm63 replied to the topic Due Diligence in the forum Help Needed! 13 years, 9 months ago

    Hey all,So what about the 20 questions that Margaret Lomas uses which is in her book of 20 must ask questions for every property investor !!!!!!Sorry if I sound blond ??????

  • karlm63 replied to the topic Due Diligence in the forum Help Needed! 13 years, 9 months ago

    Hey DHCP,Thanks for the reply,I am confused about the actual questions for research that everyone refers to.I have got those 20 Questions that Margaret Lomas uses in her book.Is that the type of questions for researching property that you people refer to as due diligence.Thanks karlm

  • karlm63 replied to the topic Due Diligence in the forum Help Needed! 13 years, 9 months ago

    Thanks for the quick replies,So where do I find this info from ?karlm

  • karlm63 replied to the topic Investment Properties in the forum General Property 13 years, 9 months ago

    Hi all,One thing I did forget to mention is the type of loan I have is a line of credit, portfolio with St George.Thanks karlm

  • karlm63 replied to the topic Cashflow 101 game in the forum Opinionated! 13 years, 10 months ago

    Hi All,I have that cashflow 101 board game and it is an excellent guide for investing purposes.My question is I have run out of the pad for the financial statements for the game, where can I get a refill of these pads from.Thanks karlm

  • karlm63 replied to the topic House for under $300,00 – Where would you buy in NSW? in the forum Help Needed! 13 years, 10 months ago

    Hi Ipalad,Mate it is ok to say that my crystal ball is http://www.residex.com.au but which report is it, the name would be good there are so many reports on that site !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!.Do you subscribe to it ?If so how much do you pay !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!Thanks karlm

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karlm63

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