I am a real estate agent in training and in my opinion to "SMS" buyers like that although not illegal…it's VERY DAMN LAZY of the agent in question. My training has been all about customer service standing out from other agents (in a positive way lol). If it were me, I would go through the buyers log and PERSONALLY CALL whomever I belive would be genuinely interested.
I have to admit that there are agents who are sexist, even if they don't realise it.
I am an agent in training in Brisbane and we have been trained to ABSOLUTLY NOT favour one over another as BOTH parties usually have a say in the decision. The company I work for do try to stand out from the rest though.
I live in Ipswich, and yes it has a bad name. But therein lies the profits. I like it when everyone bags out a place. Ipswich is approx 40km SW of Brisbane, on a train line. The notrh bank of the river is being developed, a 4 star hotel is being build in the city, and among other things, Brisbane can really only expand outward towards Ipswich.
All these things going on and people still have a stigmata towards it. It has a long way to come, but it will get there.
I drive past Springfield Lakes and Brookwater everyday for work and it looks to be huge.
Anyway, thats my 2.5 cents.
Regards,
K&R
You can dream, so dream out loud. – Bono (Acrobat)
Firstly, good one for starting now at 21. Wish I had.
While I don’t have all the answers for specifics, my only real advice would be to start now and don’t procrastinate. As you’ve stated you have found a few possibilities. Pick one and go for it.
Don’t worry too much yet about mistakes. Truth be told the more mistakes made the more lessons learnt, which can only increase you wealth if you heed them.
I believe your at an age where you can benefit from the buy and hold strategy IN THE LONG TERM, if that is what you want, but capital growth might be a ways off. If you’re looking for something quicker then maybe another strategy or developing will be for you.
But I digress, the most important step is taking it. They say the first million is the hardest to make, so is purchasing your very first house.
Having no deposit might hold you back as far as standard funding goes, but if you use your creativity you will find something i.e. a money partner (friend/relative) to enter the market with you to get started. Look in the Getting Creative forum.
Good luck mate and most importantly – enjoy the ride, both ups and downs.
Regards,
K&R
You can dream, so dream out loud. – Bono (Acrobat)
Thanks Terry but tried bantacs, they never phoned us back, when we phoned them they said they would email us never did etc. Dont wont that kind of relationship with an accountant. We are looking for someone who is going to work for us. Thanks anyway.
K&R
You can dream, so dream out loud. – Bono (Acrobat)
Does this sound familiar? This happened just this evening…
Indian voice:
“Hello, am I speaking to the account holder for this phone? Yes? Your number had been picked and you’ve won a new mobile phone + accessories pack and a CD player.”
Me:
cool
“Now just give us all your personal details, work numbers, income levels, leg length, number of fingers, hair colour, etc”
huh? why?
“So we can complete your application for the mobile phone plan.”
application? what application? i made no application.
“You have to make an application to get the phone and CD player”
yeah right! thanks but i have 2 mobile phones and more cd players than i can listen to at once.
anyway, this went on for another 5 minutes before i impolitely said no thanks.
I’m no longer nice to people like this anymore, they ring up and try to sell you things you don’t want while you’re trying to figure out what they’re saying. I say stop wasting my time.
K&R
You can dream, so dream out loud. – Bono (Acrobat)
We had a similar situation to dazzling. We bought our recent IP and rented it through the same agency because the selling agent told us we could have 2 months free management if we go through them (the rental team apparently don’t like him doing this). Well, you get nothing for free and it’s what we got…NOTHING. No calls, no updates and no tenants. We started to believe that they wern’t doing anything with ours because they wern’t getting any commission and showing other properties instead. After 2 months we changed agents and had in rented within a week.
You soon sort out who’s playing with you.
K&R
You can dream, so dream out loud. – Bono (Acrobat)
Thanks guys we will look into that, and alwayscurious no we werent at the brissy launch, we didnt know about that. We are going to his BNE seminar in may though.
Cheers.
K&R
You can dream, so dream out loud. – Bono (Acrobat)
I have a VISA debit card from CUA and I didn’t have to go through ANY of the usual checking that goes with applying for a credit card. The only requirement is that their records show that my paycheck went into the bank account that the card is linked to.
K&R
You can dream, so dream out loud. – Bono (Acrobat)
you have given us something to think about. We just bought the buyer beware programme and we are going to Steve’s seminar in May to learn more. (we can’t wait) []
Cheers
K&R
You can dream, so dream out loud. – Bono (Acrobat)
Wow, some very good points there – thanks. Our unit in cairns in rented at under market value till July/August plus some minor additions should also help bring that closer to being covered (I think at the moment we are approx $80 – $100 short per week there). As far as the other goes, we had a lot of issues (some not necessarily to do with the property itself but with managers) which caused emotional and financial strain and I think our desire to get rid of it is based on that with a desire to get +ve geared. In saying that I believe that it’s in an area of near future capital growth.
What if instead we refinance the 3 loans seperately, keeping the properties and then havings access to the extra funds? Would anyone recommend this? There may (will) be early payout costs involved.
To Mobile Mortgage,
re: why not access equity instead of X/coll? well, that is what we wanted to do, but being nieve we believed what we were told was the best thing to do. The banks said thay wanted it that way and our MA said it was ok. Now we know better.
Cheers,
K&R
You can dream, so dream out loud. – Bono (Acrobat)
We made a mistake buying the 2 IPs cause they are both negative gearing and were bought out of emotion. We really want to try to focus on postive cashflow properties.
K&R
You can dream, so dream out loud. – Bono (Acrobat)
Bono – from U2. Because his music and lyrics have inspired me since I was in high school.
Q:
What if you fell asleep and dreamt, and in that dream you went to Heaven, and there you walked through a beautiful garden and picked a flower. What if when you woke up you still had that flower in your hand? What then?
K&R
The only thing that limits us…is a limiting belief.
For what it’s worth (not much to you guys but then again in the right circumstances you’d think I was an angel. Hope you never need me) I think wrapping fails the “can I look at myself in the mirror” test.
Ignorant words written by ignorant people attacking what they don’t fully understand.
If a person who can’t get finance the traditional way then develops a good credit rating because a wrapper gave them the chance, then is able to get a loan from a traditional bank to buy out the wrapper, I believe this to be a positive outcome.
Torachan, for that comment about guns, by saying that – you support what I wrote. Yes guns are a tool as well, and in the hands of the wrong person a dangerous one.
The “can I look at myself in the mirror” test really relates to the integrity (or lack of) in a persons actions.
Karl.
The only thing that limits us…is a limiting belief.
We live out near collingwood park way and it’s not the bad area that a lot of people perceive it to be. We agree with alfamick, it’s definately changing for the better. It’s only 1/2 hour to Brisbane city and we’ve lived here for over 2 years now and have had no problems.
But everyone has a different perception.
Karl and Rita
The only thing that limits us…is a limiting belief.