Thanks Scott.
I am not the owner, I am relocating my business & will be leasing from the owner a room & common area in a building with other tenants.
I'm hoping to purchase a house mid – late 2013 & sublet rooms to others, so am interested in information from the landlord & tenant's point of view.
Any advice greatly…[Read more]

I lived in Camden about 16 years ago, so have some knowledge of the area. Lots of Housing Commission/ Department of housing in the area, some were whole suburbs at the time, with a reputation for high crime & vandalism. I believe some of these areas were going to be sold to private buyers.
At the time, the following were areas to avoid: Claymore,…[Read more]

Thanks Shahin,
So I take it if I can save 20% deposit I don't have to wait 2 years?
I believe I now have to pay Stamp Duty unless I purchase a new home ( an extra cost I only found out about recently)
Thanks,
Kara.

Thanks Shahin,
Have been self employed for just over 1 year.
Currently have $18000 locked into First Home Saver's account
I am contemplating not putting any more into account so it is accessible ( your thoughts?)
Currently saving $2500/ month for deposit
Looking to buy a property around $200,000 – $250,000
Location: Mid north Coast NSW
I have just…[Read more]

Thanks Jamie!

Thanks Tom,
So if I understand correctly, the 10% deposit is expected at signing of contracts & the balance at settlement? ( Sorry for such a basic question)
Thanks again,
Kara.

Thanks Shahin for your prompt reply & advice!
I haven't applied for finance at this stage, wanted to see what my options are first.
I would like to have everything in place before I sign anything.
I saw the Real Estate agent this afternoon, one property is sold & the other is about to be, so looks like I've missed out on the best two. There is one…[Read more]