YUAN replied to the topic advice needed in the forum Help Needed! 7 years, 5 months ago
as a self-employed with my wife as partnership, how to maximum my borrow capacity as banks lending restriction trends to be hard
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YUAN replied to the topic advice needed in the forum Help Needed! 7 years, 5 months ago
Hi Richard,
To be honest, I have already been regret to change my interest only 100% offset to 2 year fix as I thought 3.88% is attractive, but for a long run, it won’t be helpful, i definitely change to variable rate when is finished.
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YUAN replied to the topic advice needed in the forum Help Needed! 7 years, 5 months ago
Hi Richard,
thank you for your response.
what do you think of the strategy of only pay for interest for owner-occupied home, and put the money in the offset account? is it better for future investment property? how about line of credit loan? how it works? very confused when I watched people talking about? will LOC help pay off mortgage faster…[Read more]
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YUAN started the topic advice needed in the forum Help Needed! 7 years, 5 months ago
I am new on this website and I have a question like to ask
i bought my first owner-occupied property in Melbourne about 1 year, 80%LVR, P&I fix rate. it increased value about 100k, should i start to buy first investment property? what is the best loan structure? and does anyone have good mortgage broker recommend in melbourne? thank you very…[Read more]
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YUAN became a registered member 8 years, 10 months ago
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