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It reached 99%, but then told me “Windows cannot access the specified path, drive or files.

The file could be corrupt… Try downloading it again (right-click, save as).

There are also other programs that read pdf files. Just go here: http://www.download.com and search for “pdf” or “acrobat”.

Allan.

If I can just say, that we have had a budget for a few years now. I’m on a disability pension, my wife receives parenting payment and we have two children…

We have more free money than all the people we know – most are couples – with both working full time. One of these families consists of a doctor and a registered nurse. A second family is…[Read more]

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Nobody ever really fails, they just stop trying. Your situation doesn’t define your possibilities, your minds beliefs do. NEVER give up (I know you won’t), and you’ll make it.

Appreciated! During the years of being sick, I’ve been trying to use my brain to secure our future, rather than physical effort. I’m certain now, this is the way to go…

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Allan,

You are getting some fantasic advice and help here!

And it’s appreciated, believe me!

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One note of caution. We’re nearing the end of the property boom, so don’t feel “rushed” into buying.

Well, this is me to a “T”. I’ve been in panic mode. Housing increasing in price daily – already priced way beyond our borrowing power…[Read more]

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Build the deposit.

Yeah… We bought a camcorder, laptop and some other things, else that $3700 would be well above that by now.

Say, can we “cheat” this, say by selling off some items, and simply not withdrawing money for a couple of months? Or would they whine about the rapid balance increase and there being no withdrawals for…[Read more]

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One was at Elemore Vale and the price was $80K – that was a year ago and we have had much growth since.

Hm… The usual flat-walled fibro home, I take it? (That’s what ours is.) Since you sound like you’ve had some experience in this area, a few questions, if I may:

1. In your experience, how eager to sell are they? Can you bend…[Read more]

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In regards to lenders;
Each lender has their borrowing limit, some higher than others.

Boy, talk about a learning curve! Lenders have been giving me the impression that I’d only get $80,000 no matter who I approached.

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In regards to purchasing an investment property;
1) Will this effect your govt benifits?

Good point. I’ll have…[Read more]

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First off; you might be best to send your income and liability deatils to me.
I’ll be able to give you a borrowing power, that should be much higher than $80000, depending on what lenders you have been to.

Actually, It’s probably easier if I just post the info here. Then anyone wanting to comment on point they think of, can do…[Read more]

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First off; you might be best to send your income and liability deatils to me.

Ok, I’ll do that (soon).

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I’ll be able to give you a borrowing power, that should be much higher than $80000, depending on what lenders you have been to.

Sounds interesting – any hints about the details of how this works? Please note that, we’d like to…[Read more]

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Allan, have you considered purchasing the home your living in from GEHA? [snip]
…and of course once you buy your own PPOR and equity increases you can start using that and any savings to put towards your first IP. Hope this helps.

sq

Hi Suzie! : )

We have indeed… Please see my other replies above!

So is this the recommended…[Read more]

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Here in NSW Housing Commission tenants are able to negotiate good discounts on the property they are in.

Is this available to you?

Yes, we’re in Newcastle NSW. “Good discounts”? Hm… Could you please give some examples/ideas on what you’ve heard in this area? As far as I knew, you simply requested a valuation and that was what you…[Read more]

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I don’t even have a job & I have bought 4 houses and plan to buy another 50 by this time next year.

… All I can say is – WOW.