Yes Apia have a specific landlord policy. It’s a reasonably new product in the last few years. It actually stacks up quite well with it’s features. Nil excess benefit as well if it’s a rent default claim only.

CBA havent had a problem lending us 95% over the past 7 years. At one stage they changed their policy on investment properties to 90% but that has since been reverted back to 95% for the last few years.

Depending on your location, if you are financially better off renting than owning then I would continue to rent and purchase an investment property. Depends on what kind of investment you are after too. I own a number of cash flow investments properties but still rent and have no plans to buy a PPOR anytime soon. I can rent cheaper where I live…[Read more]

If I came into $125k, I would buy 4-5 cash flow positive properties with 95% lends. Most would need renovation work (5-15k each) but value adding approximately $30 – 50k each once complete with strong rent returns

I am 30 and own 15 investment properties bought over the last 7 years. Works for me….

I bought in Goulburn nearly 5 years ago. Snagged a house for $110 k that needed renovating and yoday rents for $270 and would be valued over $200k. Goulburn is now out of my price range but it’s certai ly still a good buy depending on your strategy. When I was last there they also had built a Bunnings which is a good growth sign. You really need…[Read more]

Ive worked in insurance for the past 7 years. APIA does if you are over 50 and AAMI and GIO do to but all with varying features

Thanks..does anyone know of any other sites like these two who also do renovations for profit, besides the Reno Kings??

Looking at the usionline website, they seem to be combining reno’s with positive cash flow really well.

Gem