After working for 12 months for an organization that is run entirely by volunteers and gets money only from donations, I now don’t give money to anyone who is being paid to collect it. I give money to buskers and anyone else I walk past who asks for it, and to voluntary organisiations where no staff members are being paid and all the money is…[Read more]

Hi Amber
I bought a duplex this year and it is as you say, same price as regular houses but with much higher return. I guess as a PPOR they’re not so attractive but as an investment, they’re great. That’s assuming you buy the whole building not just one half of it. Rates might be a bit higher than for a house. Mine is cash flow nuetral but has…[Read more]

652
a turtle

653
prawn and light bulb sound good to me. Also milk

The magician was juggling all the way across.

I’d say that the NBA is the women’s league.

There are 5 players from each team on the court at once.

Hi Marissa
I recently inherited such a tenant. I knew before settlement what he was like so I arranged to meet him the day after settlement and politely asked him to pay rent via direct debit. I then opened an account at his bank (so the transfer would be free) and collected a direct debit form for him filling in my account details before…[Read more]

[eh]

Or maybe I’m just jealous. Afterall, I’ve only got 2 measly stars and, what’s more, they’re green [puke]

On to a much more important subject, how do you get your portrait to appear next to your name like you guys have?

Judi [eh]

Originally posted by kay henry:
Steve,

I reckon remove the stars altogether. People either (1) don’t give a toss about notions of stars (2) resent other people’s stars (3) just go for a gazillion stars and never really say anything. I think the majority of people on here are in the first category, and stars mean nothing to them. Certainly, I…[Read more]

Hi Sue
If you want positive cash flow, you obviously need to do something with the land. Have you got an idea of the cost of building a house there and what rent you would get from it? You can then work out if it will be cash positive or not. Have you had a look around for cash positive rentals? Sounds like you need to do a bit of ground work…[Read more]

Hi Glenetti
I used to rent a place out on a weekly basis but reverted to permanent letting after I realised the agent had been a bit optimistic with the occupancy rates. If I lived in the town, I would have liked to continue and manage it myself.

Nice website. If you’re looking to attract o/s tourists, you might want to have less pictures of…[Read more]

Hi Russ
You said you can’t borrow from a bank because you are on a DSP. Does that mean a pension? If so, have you looked at other lending institutions? Surely someone would lend you the small amount needed to buy a house for 24k if it’s returning $100/week? Otherwise, borrow from Dom, he’s cashed up [wink2]

Dom, I can’t think of anything to…[Read more]

Originally posted by mustang66:
Hi Brendan

Thankyou for your advice…but can you tell me the difference between a lo doc loan and a full doc loan?

Thanks

Hi Mustang66

The difference is a few bits of paper and maybe a couple of percentage points in interest. Lo doc means “low documentation” ie, you don’t have to show payslips or other proof…[Read more]

Hi Mustang

I agree in principle with Kay and Redwing, but, for your situation??

It depends on what level of financial committment you are comfortable with.

Where would you stand financially if you were to sell and realise the $200,000, buy 3 IP’s for around $180,000 each with 35% deposit (cash +ve and not necessarily near where you live) and…[Read more]

Hi Boardy

“Our 1st property returns $15/week mor than the mortgage any advice on where to go next would be appreciated”

Try a few banks and/or mortgage brokers to find out where you stand with borrowing more money.

Regards

Judi

Did plane A move?

The second guide is a guidebook

That was my first thought but it didn’t seem very likely

The one with the planes: I can only guess that they’d take the same amount of time but that’s too obvious. What am I missing?

Was the suit to protect him from biological warfare?

Hi Chan
RE: Spam in hotmail accounts. Hotmail has filters that you can set at different levels. Try increasing it.

Hi Simon
Why is no one targeting you for viagra etc? Maybe they know something about you that rest of us don’t (nor do we want to [:p])

Regards
Judi