Thank you for your suggestions.  We have not ceased payments at all as we know that this man (who is actually controlling everything to his advantage and controlling his wife as well even though the property is in his wife's name and my husband's name he tells her what to do and he was expecting my husband to do the same.  He did not like it when I intervene and started asking questions.  The money that was borrowed to purchase the property was from a loan shark not a bank as he did not want to go to the bank and that's where I started questioning him and even offered them at that time that myself and my husband can get the money from the bank but he didn't want to,  he didn't want my involvement because he knew from the start that I am not some stupid bimbo that will just follow what this man's wants to do so in other words he did not have a genuine motive from the very start but to use my husband to get what he and his wife wants)  He denies and twist everything that he verbally agreed to us.  He promised that he will pay my husband's half share of mortgage as way of his repayment to my husband for the money that he borrowed but turn around that it was not the case that he was only doing it because he was doing his wife a favour and that when the property is sold he is going to take the money that he paid on behalf of David.  Anyway we just don't want to associate with these kind of people.  But he is making it difficult for us to get out of the deal.  Comes October 30 the money that was borrowed from the loan shard needs to be paid and as we can see,  these people don't have that kind of money and we will end up paying the whole amount to the loan shark.  This guy knew exactly what he was doing…. very clever in schemming.  thank you all for your suggestions and support.