Hey Mr Carchie – could you please send across a copy of spreadsheet – we’ve just bought a block of flats and I think our bank manager is wanting to get the best picture of our investments – we would like to be able to put together the most accurate account of the investments.

By the way – some advice which I’m sure most of you know, one of your best partners will be the bank manager – if he signs up with your plans….

Have a great Christmas

Dave
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