New divorcee,

Welcome to the club, I’m in a similar position to yourself though I lost all in the settlement.

As for protecting you hard earned cash post divorce, there are a couple of ways you can legally and morally do this.
Option 1 you already covered – hold. Depending on how old you kids are this can be a very long wait considering that you can be required to continue paying till they’re 25 provided they continue full time studies.

Option 2 that I looked at was setting up some asset protection strategies that alos protect you from other possibilities of litigation. I suggest you seek advice from someone who specialises in this area. A start point is to go to Investor Asset Protection.com.au.

The above is basically isolating you from your assets by having a trust and or company that you control own the asset.

Cheers

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