what are the implications of these loans going to be for house prices?  I can only see that these loans will push house prices higher as people see the possibility of borrowing more . Also people who perhaps wouldn't have been able to afford to pay off a loan before get in and create increased demand for houses (at least the few that get in early before house prices increase to compensate). That leaves people who do want to use standard loans facing much higher repayments and could potentially result in price hikes in the postcodes allowed that would leave people taking out the same size standard loan as before + the shared equity loan. For someone who is currently renting but intends to buy in about 6months time this is a scary thought and I hope the marketing campaign that will invariably surround these loans as more finance providers jump on the bandwagon does not take off just yet.