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Viewing 20 posts - 501 through 520 (of 678 total)
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  • Profile photo of jmsracheljmsrachel
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    @jmsrachel
    Join Date: 2012
    Post Count: 711
    October 25, 2012 - 10:38 pm

    I’m on a similar system at home with the wife. I get bonus points when I do as I’m told. Currently I’m in the negative territory.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    Post Count: 711
    October 25, 2012 - 12:05 pm

    Actually you made me feel bad! It’s the wake up call I needed!

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 11:57 am

    I agree and deep down I should really do something about it. There should be a law where for every dollar a tenant causes in damage, you can cause $2 worth of damage to them.

    I think I need to increase it to $300k. $250k is cutting it fine

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 11:51 am
    JacM wrote:
    Um a casket is something you get buried in.  Golden or otherwise, I don't want anything to do with a casket !

    Didn’t you once say you wanted a brick casket? Haha

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 11:44 am

    I’m with racv, I’m getting a discount as I have 4 other policies with them plus 2 cars. The building is only insured. I don’t have landlord insurance but your right its not hard to do $40k damage. That’s why you have to be very very strict with your tenants and make sure they’re decent people.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 11:34 am

    Well oiled beef hooked! Dubstep your just too nice. Can I be picky and order it in green?

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 11:30 am

    I’m surprised Steve isn’t atleast top 10.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 11:23 am

    Hi jac m. Maths was never my strong subject at school. Your calculations look spot on. Yes it is a free standing house in Laverton Vic. Believe it or not insurance is only $400. It’s only insured for $250k, just enough to rebuild.

    I knew I forgot something… Water rates.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 11:13 am

    If its the fear of taking a risk that is holding you back, just remember you take risks everyday of your life. You take a risk going to work, you take a risk going shopping…. Be brave and see where it takes you.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 25, 2012 - 10:58 am

    Hi Jaime,

    The deposit was cash and not borrowed funds. I was thinking about maintenance but not sure how much to allow. I do all maintenance myself and have mates in the right trades so doesn’t cost me that much.

    So based on your adjustment of the interest component I’m negative geared $564 per year (if no major maintenance is required)?

    Thanks again

    Profile photo of jmsracheljmsrachel
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    October 24, 2012 - 10:18 am

    Who is the chosen One?

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 24, 2012 - 7:55 am

    I suppose you have to be in the right place at the right time. With a saving like that a headache or two is nothing.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 24, 2012 - 7:19 am
    Qlds007 wrote:
    Agree UP.

    Mine was a Mortgagee repossession previous sale price $1,240,000 we agreed on $565K.

    These are the sort of deals i like.

    Cheers

    Yours in Finance

    Richard, is this a typo??!!  Unbelievable 

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 24, 2012 - 3:41 am

    I love that saying. Someday someone will have an answer and that phrase will be in the history book.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 24, 2012 - 2:10 am
    JacM wrote:
    It's student accommodation.  Good luck getting it to grow in value.  You can do better with your money.  Take a look at houses in Ballarat for instance.

    I agree, it may be cheap but its cheap for a reason. Renting it out would be hard with all the other competition.

    Profile photo of jmsracheljmsrachel
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    October 24, 2012 - 12:18 am

    I wish garmon was my mentor.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 23, 2012 - 9:19 pm

    Dubstep if you win big this time will you lend me $70 to fill my car with half a tank of petrol for the week? I promise I won’t ask again.

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 23, 2012 - 7:04 pm

    Andrew never came back? So much for helping to answer questions!

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 23, 2012 - 10:09 am

    I went to an auction last month and the only person that turned up was me! The agent still conducted the auction full knowing that i was interested in buying. Funniest thing ever!

    Profile photo of jmsracheljmsrachel
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    @jmsrachel
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    October 23, 2012 - 9:42 am

    Thanks for clearing that up Richard. 

Viewing 20 posts - 501 through 520 (of 678 total)
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