Hi, I've just read this post and have done a similar thing on our first IP – I have a loan against out PPOR for the 20% deposit and we were asked where we wanted it deposited as there is a months delay on settlement. we put it in our PPOR offset account and will be paying the settlement on the IP this week.

  Have i mucked things up by doing this?  and if so can I remedy it in any way – in my mind it was just parking the money somewhere until I could hand it over.