Total Members: 159,196

jezza1

  • jezza1 replied to the topic ROI for Cash investment? in the forum I was told i have 14 years, 1 month ago

    I was told i have unconditional approval i just needed the titles?

  • jezza1 replied to the topic ROI for Cash investment? in the forum 90 days it is actually… 14 years, 1 month ago

    90 days it is actually… shyzen… i assumed 6 months… good thing you brought that to my attention! that means i have 1 month :sOK now im starting to worry.. these titles better be ready asap

  • jezza1 replied to the topic ROI for Cash investment? in the forum Finance 14 years, 1 month ago

    yeh sorry homeside lending.. Yeh i think i should be fine… the pre-approval is valid for 6 months… and its only been about 2 months… I just need these titles! plus i guess i have some time to save surplus cash before the drawdown is at its maximum!It aint easy being 22 and trying to do all this with no assets and saving every penny!

  • jezza1 replied to the topic ROI for Cash investment? in the forum lvr is good, valuation for 14 years, 1 month ago

    lvr is good, valuation for the 3 sites has come back at $420K each… land mortgage is currently @ $365K, and building costs are $487K… All subdivision and associated costs have been paid and im waiting on titles now. Ive been pre-approved with ANZ homeside lending… But i am getting a little worried about serviceing because at full draw down,…[Read more]

  • jezza1 replied to the topic Just Put offer in for development project in the forum Help Needed! 15 years, 5 months ago

    Richard i understand where you are coming from and serviceability was what you were emphasizing i think.My wage at the moment is around $120k with no dependents.. no other expenses other than board and i have a savings account of around $30k. I have also have a great credit rating with previous debts being payed off in full before the due dates…[Read more]

  • jezza1 replied to the topic Just Put offer in for development project in the forum Help Needed! 15 years, 5 months ago

    wat about if i get a garantor for the loan?

  • jezza1 replied to the topic Help Needed for a Beginner! in the forum Help Needed! 16 years ago

    find a good sudivision deal, or duplex potential property… put it in front of investors with a lot of money and no time to look for these kind of deal… then use their money to go ahead with the project. You could walk away with 50k-100k after its finished which then would help you get into your next property.

  • jezza1 replied to the topic Few questions about subdivision in the forum Help Needed! 16 years ago

    Just got a voice message from the Real Estate agent and he told me the plans have been approved by the council to build.. does that mean its all been approved of is that just the start of the process….

  • jezza1 replied to the topic young guy starting deep! in the forum Help Needed! 16 years, 3 months ago

    hey ten, thanks for the welcoming.yes thats what ive been thinking about. This is what ive got in my head atm, can this work… i buy an investment property in a trust under a company structure. i still can claim intrest paid against my income cant I? Also by buying it in a trust, cause its a standalone enity, does that still mean it qualifies me…[Read more]

  • jezza1 replied to the topic young guy starting deep! in the forum Help Needed! 16 years, 3 months ago

    gibbo1 wrote:
    Another option since you spend so much time away, and to still benefit from the FHOG and SD free purchase, is to buy a PPOR and lease a room or two out.  This way you get the financial benefits of a PPOR, your house wont be empty for 3 weeks/month – (hopefully if you find a trusted friend or gf they will take care of the place…[Read more]

  • jezza1 replied to the topic young guy starting deep! in the forum Help Needed! 16 years, 3 months ago

    bacon wrote:
    Hey,Just wondering so you are working on the mines I am guessing to be making that kind of money?It would be common sense to just tell you, save the money instead of wasting it on "junk" as you say.When you have learned how to save then property should be your next goal. Your first goal needs to be learning to save. Especially when…[Read more]

jezza1

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