Thanks Sonya – appreciate your reply. I will take your advice and speak to a mortgage broker in detail – do you (or anyone else out there) have a broker you would recommend? I kind of got the idea that the bank manager didn't invest in property himself as he really didn't seem to know why I was even asking such a thing! I am able to easily obtain…[Read more]

Dave Edwards – Ray White

Hi all – I've been following this thread with interest, and I am very new to this so please be kind!Just wondering what exactly is an offset account? I've just purchased my fist IP, and from researching (and reading these forums!), have decided the best way to structure the loan is to not cross-collateralize wtih my PPOR, but to borrow 90% against…[Read more]