Its the same as what is the price of a bannana over a apple in 10 years?
It depends on a bunch on things…This question will only get you good guesses.

Ethan Timor hits the nail on the head (mostly)

A house has more options for Financial growth and therefore usually (USUALLY) has more growth potential.

Also I think your stratergy could…[Read more]

Good Day Kevin&Dani!

Hope you both are well, I had a few questions that I feel would benefit myself and others

1. What is the best deal you’ve had in the States.

2. What was the most troublesome and costly

3. what has your stratergy been and how has this worked

Kind regards

Jaxon Avery

Its not an over the line issue,
its a positive Geared issue.

Vendor Finance could be good but,

thinking more in terms of (under the assumption the loan can be approved)

That the property we target is grossing a larger income structure.
E.g. AIRBNB, Uni rental, room lets.
otherwise its near impossible to have a positively geared IP. (Nearly)

So If Sam can get approved this is the only way I see him…[Read more]

Well if you can work out the returns and effort for each avenue then you will answer your own question

Andrew I am curious if you have any Finance advice from someone locally, the wealth of knowlege on here is unreal, truly there are great people but having an adviser who understands your exact situation holds great value as well.

But seems likes the real question is where you want to end up, because then that greatly impacts and designs the path…[Read more]

Robbie Seems super simple.

Call every Loan option till you find the shoe that fits???

assuming you call every bank, lender, etc to no avail.

Then work out who will lend and what are their critera.

Then spend the next year stil working and spare time structuring this.

Simple?

I feel either way the future for you is simple,

address exaclty the Net worth and Debt you have,

The structure of the loans and the limits of them.

The time frame for each exact loan as I am guessing you did not purchase them all at once (although you may have)

Now looking at what restructure options are avalaible (as stated above, your…[Read more]

Firstly,

Price is based on what people are willing to pay and Access to debt.

If anything should be done, it should be tigther legislation for banks and financial risks in certain sectors.

as to housing, minimum wage covers living expenses and if your frugal your saving, if your saving you can invest. Yes, there are certain cases that are in…[Read more]

Hey Ajay,

Depending on what your looking to aquire and LVR etc, There are lots of options up north that from as far as I can tell, far outshine Sydney and many surrounding suburbs.

If you would like to have a chat and ask as many questions as you like

feel free to email me.

Thank you

Kind regards

Jaxon Avery

Hey Mate

Really simply this goes to the eggs in basket speech, you have already hit the nail on the head, One property can loose a tenant and your stuck without that ongoing income, diversifing with several will then decrease risk by spreading it and also may hold a simular level of income.

The real question is simply, getting exactly what you…[Read more]

Hey Sam,

Depending on how you actually want to structure this property acquisition it should be possible.

Firstly it sounds like your really at the stage trying to suss the options out?
Why brisbane? why Melbourne? is it due to hard picking in Sydney?

If your serious, happy to have a chat and work out a far more calculated approach (from what…[Read more]

Haha mate will need to know the value of the property?

then I will be able to eaisly break it down for you

Kind regards

Jaxon Avery

Sounds like your goal (what I can gather) is financial gains? yes?

so then there are a lot of ways to do this,

But one thing I do not see you realising in your post is the loan to Cashflow, all that really matters is your income verse your expenditures and also even if it is positive cashflow it does not always have to be positive cashflow for…[Read more]

I just looked at nz properties, I think if you could get a renewal of lease for that Tenant and get it for 5 years on a fair price that your happy with, this could be another safe guard added.

Agree with Wobbly

-Rental Demand (for how long if its a small town)
-Likely hood of population growth
-Exit strategy or Hold strategy

there is a reason for the price, talk to local agents, people, family anyone who can shed more light on it before you chuck the money that way.

Ok, Look overall at lot of what you said I need to dwell on because I just don’t have knowledge.

but

-Captial Growth, so you have done PnI in the past?

– So what Risk Spread do you work within?

– I see the benefits but also see a lot of risks but I am sure there is reward due to this. It sounds like you could get away
loosing $25,000…[Read more]

I understand offset.

What I didn’t understand is Interest only and I didn’t know you can offset with such. I admit I did not see it this way or even know that.

So Catalyst as for Equity to purchase more properties does Interest only properties work the same? because it would seem (yes you have offset money) you have not paid anything off the…[Read more]

Catalyst Depending what Ronnies Goal is this may not be the best thing and also interest only COULD be one of the worst things to do depending if the market took a sudden swing.

just because you may have chosen that strategy and it worked does not mean your shoes fit everyone?

what’s your strategy if Loans went to 10% could you survive for the…[Read more]

– Looks at renting to companies for storage or lease or something that would benefit a company or business
– Wait till there is need for that land
– Sell it