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  • Profile photo of jasosmithjasosmith
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    @jasosmith
    Join Date: 2010
    Post Count: 3
    January 21, 2012 - 11:41 am
    Scott No Mates wrote:
    Alternatively (and depending upon your cashflow tc) you could consider insurance bonds, need to be opened with an initial deposit then you can only add a certain amount annually. As they are for 10 years +, there is no tax payable on interest earned. Definitely worth looking at especially for long term investment horizons.

    Thanks mate – this is interesting too. WIll look into these. My eldest turns three this year but will have 2 younger ones also so its definately a 9+ year plan.

    Profile photo of jasosmithjasosmith
    Member
    @jasosmith
    Join Date: 2010
    Post Count: 3
    January 21, 2012 - 11:39 am
    mattsta wrote:
    i used to put money aside in managed funds, but I really disliked the management fees!!! yuck. It can be so high.

    In my personal opinion, I would suggest to put money in Index funds or ETFs instead as the management fees are much lower – that's what I would do

    Thanks – I will look these up as am not sure what they are. Cheers

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