Thankyou for your thoughts and advice so far…

I am definitely keen to finish my PhD within the shortest time frame. Comprimising my studies by working part time is really not an option. I am legally allowed to work part time for a total of 8 hours per week around my research, but have been advised not to, on the account that this would take time away from my research, and possibly prolong my course by an extra year.

A partnership is definitely an option, whereby a partner provides the initial deposit, and under a tight contract, receives a higher percentage of any cashflow, until the initial deposit is payed back. I have interested parties, and some time outside of university to manage either renovations or a rental property.

Another option considered would definitely be using my partners savings to place a deposit on a three bedroom house or unit, and covering the loan repayments with tenants for the 2nd and 3rd bedrooms. This would allow for security with a full time income (partners), and the accumulation of the asset/equity (owned property – loan), whilst the cost of living for myself would only change slightly over the next few years, until I could contribute – once my course has been completed and a full time job found.

Any further advice would be much appreciated…
Thankyou
Jarrod