thanks for the replies. i called my bank yesterday and they do 95% lending. we are looking at horsham.

does anyone know any good affordable builders there? 

Hi guys. Thanks for the response. 

I have done a bit of research on the vacancy rate in broken hill and from what I can see its low. Around 1.47%

Im unsure why there is so many for sale there though? I know the properties here have really dropped in value over the last few years but it makes me wonder if it could get worse?? Or go up a little?…[Read more]

Thanks for the info. The population of broken hill  is 19000 or there abouts.  Why do you need a 20% deposit for this area?  

JacM- I'm self employed and my borrowing power is only up to $120,000 at the moment. 

Also been looking at moree, mt Morgan, and mildura. What does everyone think of these areas?  It's hard to find good areas with such a…[Read more]