These guys have a good rep http://qura.com.au/

Cheers

Jamie

Agree with Richard – technology makes doing business soooooooo much easier these days.

Cheers

Jamie

BuyersAgent wrote:

This is why I never self manage.

Ditto.

Been there – done that, won’t do it again.

A “good” property manager will take care of this for you.

Cheers

Jamie

Don’t over analyse to the point where you don’t do anything.

I’ve seen people “think” about investing for a number of years – during that time, they’ve missed out on the upswing of a property cycle and are now “waiting” for prices to drop.

It’s important to do your research/due diligence – etc, but at some point, you need to put that research into action otherwise it’s pointless.

Cheers

Jamie

Steve_H wrote:

Do you see a potential problem with completing on the 18th?

If you and your finance person work efficiently – settling on 18/12 is possible.

Cheers

Jamie

Hi there

Welcome aboard.

Do you need face to face contact?

With email/phone/skype you can choose your mortgage broker from anywhere in the country.

You’ll find that most of the brokers on this site have plenty of Melbourne based clients – even if they aren’t in Melbourne themselves.

Cheers

Jamie

It’s not just the big 4 – plenty of smaller lenders have followed their lead too.

Cheers

Jamie

josig wrote:

Thanks for that, and for answering my other question…I know everyone says they can work with interstate clients etc but isn’t it easier to be able to sign and exchange docs etc in close proximity? I have always used people I could visit face to face but happy to hear if I am limiting myself unnecessarily!

It just comes down to what you’re comfortable with.

With interstate – it’s just a matter of printing/signing/scanning/emailing documents.

Cheers

Jamie

Hi Barlow

It sounds biased but I’d chat with a decent broker first – they’ll advise on loan structure and what’s possible.

Generally speaking though – if you’ve got equity in your PPOR, and the borrowing capacity to service an IP debt, then we set up an equity release against your PPOR to funds the deposit/costs on your IP (or IPs). We then borrow the remaining amount as a separate loan against each IP.

Hope that helps.

Cheers

Jamie

Manolo – simple solution is to hit up an expert to get this sorted.

Richard and Terry are going to give you much better advice/service than your local banker – why not ask one of them if they’ll take you on as a client. That way you don’t have the risk of stuffing up your loan structure and future tax deductions.

Cheers

Jamie